Product Manager

$90K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Computer Science, Economics, Finance, Mathematics, or equivalent experience.
  • 5+ years of experience in product management or business analysis with complex software development.
  • Knowledge of default servicing, specifically foreclosure or bankruptcy processes.
  • Experience in financial services, trading, or banking industries.
  • Ability to develop product strategies and manage backlogs aligned with business objectives.
  • Demonstrated success in delivering system integrations and data-driven solutions with engineering teams.
  • Strong analytical skills to interpret data into actionable insights.

Responsibilities

  • Create and maintain clear, testable requirements and manage assumptions throughout the product lifecycle.
  • Translate business and customer needs into user stories and use cases.
  • Develop artifacts like activity diagrams and technical specifications for product clarity.
  • Prioritize and manage the backlog based on various critical factors, including team capacity.
  • Monitor product performance post-release to inform future iterations and improvements.
  • Serve as the liaison between stakeholders, customers, and technical teams for alignment.
  • Verify work meets expectations and support user acceptance testing prior to deployment.

Benefits

  • Opportunity to work with emerging AI technologies to influence product development.
  • Collaborative environment with cross-functional teams across diverse time zones.
  • Engagement in industry thought leadership opportunities.
  • Focus on continuous improvement and data-driven decision-making.
  • Chance to significantly impact product outcomes and enhance customer experiences.
Full Job Description
Overview

Job Purpose

We are seeking an experienced Product Manager to join our team. In this role, you will turn strategy, customer needs, and stakeholder goals into clear requirements the team can build — keeping delivery teams focused on the highest-value work and ensuring everyone shares the same understanding of scope, decisions, and priorities. You will own the detailed definition of what needs to be built, bridging business and customer needs with technical execution across one or more product areas. The ideal candidate is a strategic thinker who leverages data, strong relationships, and emerging AI capabilities to drive impactful outcomes and continuous improvement.

Key Responsibilities

Product Strategy & Roadmap

  • Prioritize features and enhancements based on client needs, regulatory requirements, and business value

  • Define andmaintainproduct backlogs with well-groomed, clearly articulated user stories and acceptance criteria

Client Engagement

  • Lead requirements-gathering sessions, workshops, and discovery calls with client stakeholders to capture business needs and translate them into actionable product specifications

  • Deliver product demonstrations and solution walkthroughs to clients, including executive audiences,showcasingnew capabilities and workflow improvements

  • Build strong client relationships, acting as a trusted advisor who understands their servicing operations and cash management challenges

Development Collaboration

  • Partner closely with engineering and QA teams in an Agile environment,participatingin sprint planning, backlog refinement, daily standups, and retrospectives

  • Write detailed functional specifications, process flows, and acceptance criteria that engineering teams can execute against with minimal ambiguity

  • Collaborate with architects and developers to evaluate solution options, assess trade-offs, and make informed product decisions

  • Assist with UAT(User Acceptance Testing) with clients, coordinating feedback and sign-off prior to release

Cash Domain Expertise

  • Apply hands-on knowledge of mortgage cash operations including payment application hierarchies, suspense management, curtailments, payoff quotes, wire processing, and investor remittance

  • Identifyand address gaps in cash reconciliation, exception handling, and audit trail capabilities

Required Qualifications

  • 5+ years of product management experience, with at least 3 years inmortgageservicing

  • Demonstratedexpertiseincash management, payment processing, or financial operationswithin a servicing or loan administration environment

  • Proventrack recordofclient-facing work conducting requirements sessions, delivering demos, and managing stakeholder expectations

  • Strong collaboration skills with software development teams; experience working in Agile/Scrum methodologies

  • Ability to write clear, detailed user stories and functional specifications

  • Excellent communication skills  able to translate technical concepts for business audiences and business requirements for technical teams

  • Familiarity with servicing platforms (e.g., Black Knight MSP, ICE Mortgage Technology,Sagent, or similar)

Preferred Qualifications

  • Exposure to CFPB regulations, GSE guidelines, and state-specific servicing compliance requirements

  • Background in business analysis or implementation consulting within fintech or mortgage technology

  • Experience with product tools such asADO

AI Literacy and Enablement

As AI becomes a foundational element of how we operate and deliver value, candidates are expected to bring  or be committed to developing  the following competencies:

  • Basic understanding of AI concepts and their practical applications in a product and business context.
  • Background in leveraging AI for predictive analytics, automation, or data-driven decision-making.
  • Familiarity with using AI tools to accelerate the creation of use cases, story development, and software development workflows.
  • Knowledge of AI in supporting workflow automation, with the ability to identify and advocate for automation opportunities within the product lifecycle.

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