Central Bank & Trust Co

Product Manager

Central Bank & Trust Co$88K — $105K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in business, finance, or related field.
  • Minimum 2 years of product management experience in banking.
  • Knowledge of commercial banking and small business client needs.
  • Strong analytical, organizational, and problem-solving skills.
  • Capable of managing multiple priorities in a fast-paced environment.
  • Excellent communication skills for both technical and non-technical audiences.
  • Experience in Agile product development.

Responsibilities

  • Develop and execute product strategies aligned with customer needs.
  • Oversee end-to-end delivery of assigned digital products.
  • Conduct market research and competitive analysis for product direction.
  • Manage and prioritize the product backlog with cross-functional partners.
  • Translate customer feedback into actionable product enhancements.
  • Collaborate with internal teams to ensure product success and compliance.
  • Monitor product performance and report progress to leadership.

Benefits

  • Opportunity to shape product strategy within a trusted institution.
  • Dynamic work environment focused on digital innovation.
  • Collaborative culture valuing curiosity and customer-first thinking.
  • Flexible work locations available within the bank's footprint.
  • Promotion of continuous improvement and iterative development.
Full Job Description
Join a dynamic team at the forefront of digital product innovation for small business and commercial banking. We are seeking a detail-oriented, customer-focused Product Manager to join our Commercial Digital team. In this role, you will be responsible for leading the development and delivery of digital product solutions that meet the evolving needs of commercial and small business clients, as well as internal partners. You will oversee the full product lifecycle-from ideation and strategy to execution and enhancement-ensuring our offerings deliver measurable value to customers and the organization.

This is an excellent opportunity to shape product strategy within a trusted financial institution by partnering with technology, design, operations, and business stakeholders to deliver secure, scalable, customer-centric digital capabilities.

Key Responsibilities:

Develop and execute product strategies and roadmaps aligned with the bank's objectives and customer needs.

Own end-to-end delivery and performance for assigned Commercial Digital products, and support other Commercial Digital products through shared roadmap planning, dependency management, and cross-team execution.

Conduct market research, competitive analysis, and customer discovery to inform product direction.

Own and prioritize the product backlog; collaborate with technology, operations, and other cross-functional partners to ensure effective delivery.

Serve as the voice of the customer, translating feedback into actionable insights and product enhancements.

Partner with internal stakeholders, including Risk, Legal, Compliance, Marketing, and Sales, to support product success.

Monitor product performance, identify and mitigate risks, and regularly report progress to leadership.

Promote a culture of continuous improvement through feedback loops and iterative development.

Coordinate dependencies across internal and external teams to ensure seamless execution.

Foster a team environment that values curiosity, accountability, and customer-first thinking.

Preferably, this position would work from Jefferson City, MO, but may work out of any market location within our footprint.

Required:

Bachelor's degree in business, finance, or a related discipline.

Minimum of 2 years of experience in product management or a relevant role within the banking industry.

Familiarity with commercial banking and small business client needs and/or digital servicing and origination journeys.

Strong analytical, organizational, and problem-solving skills.

Ability to work independently and manage multiple priorities in a fast-paced environment.

Excellent verbal and written communication skills; able to communicate with both technical and non-technical audiences.

Experience working within an Agile product development framework.

Team-oriented mindset with a positive, collaborative approach.

Strong command of Microsoft Office Suite.

Preferred:

Experience in a traditional or regional banking environment.

Familiarity with regulatory and compliance considerations in banking product development.

Experience working within a highly matrixed organization.

About Central Bank & Trust Co

Central Bank & Trust Co is a regional bank that provides a wide range of financial services to individuals and businesses. The bank was founded in 1946 and is headquartered in Lexington, Kentucky. Central Bank & Trust Co operates over 30 branches throughout Kentucky and has over $3 billion in assets. The bank offers personal and business banking services, including checking and savings accounts, loans, mortgages, and credit cards. Central Bank & Trust Co also provides wealth management and investment services, as well as online and mobile banking options.
Learn more about Central Bank & Trust Co
Size
400 employees
Industry
Net Income
$43 million
5 Year Trend
+5%
Revenue
$174 million

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