Product Engineer

ACA Group$90K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of software development experience, preferably with a focus on finance or technology.
  • Experience with cloud-native architectures and SaaS solutions.
  • Strong understanding of microservices and API integration.
  • Ability to apply AI and automation in a user-centric manner.
  • Excellent problem-solving skills with a focus on business context.

Responsibilities

  • Design and implement cloud-native applications for financial institutions.
  • Develop across the full stack, from user experience to backend services.
  • Collaborate with cross-functional teams to tackle impactful problems.
  • Integrate AI and automation while ensuring user context is prioritized.
  • Pursue ongoing learning in technology and financial regulatory landscapes.

Benefits

  • Opportunity to work in a dynamic, fast-paced environment.
  • Collaboration with experts across finance, technology, and compliance.
  • Access to continuous learning and professional development.
  • Exposure to cutting-edge technology stacks and methodologies.
  • Flexible work arrangement with hybrid model (2 days in office).
Full Job Description
OFFICE LOCATION: Durham, NC (2 days in office at the American Tobacco Campus) **

Role Overview

We're building a full-stack technology team to drive our platform forward and are hiring at all levels of experience. Whether you're an early-career developer or a seasoned architect, you'll help shape a next-generation platform at the intersection of finance, technology and AI.

We're looking for voracious learners, intuitive problem solvers, and people who are just as interested in understanding the "why" behind the business as the "how" behind the code. If you're intensely curious and driven to master both technology and the domain it serves, ACA is the place to do it.

Key Responsibilities
• Design and implement cloud-native software used by top-tier financial institutions.
• Work across the stack - from front-end UX to back-end services and infrastructure.
• Collaborate with product managers, compliance experts, and clients to solve high-impact problems.
• Apply AI and automation thoughtfully, always keeping human context in the loop.
• Engage in continuous learning - about new tech, financial markets, and emerging regulatory challenges.

Who You Are
• Intensely curious and motivated by the pursuit of mastery - at the intersection of technology and finance.
• A self-starter who thrives in fast-paced, collaborative environments.
• Excited by the complexity of financial systems and the opportunity to build tools that make them safer and more efficient.
• Experienced in software development, but not limited by title or background - we care more about how you think than what's on your résumé.

Our Technology

Our platform is a fully cloud-native, globally distributed SaaS solution architected for scale, security, and flexibility. We use a modern stack of containerized microservices, real-time data pipelines, and API-first services designed for extensibility.

We embed AI throughout the platform, powering automation, intelligent risk detection, and smarter workflows - always with a human-in-the-loop to ensure quality and accountability. Our software supports a wide array of compliance functions including surveillance, testing, marketing review, and more.

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