HealthEquity, Inc.

Principal Software Engineer

HealthEquity, Inc.$137K — $182K *
US-AnywhereRemote in United States
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Computer Science, Software Engineering, or related field (advanced degree preferred)
  • 12-15+ years of software development experience, including 5+ years in a senior technical leadership role
  • Proven experience with large-scale, complex enterprise systems
  • Track record of driving technical innovation and modernization initiatives
  • Experience in the FinTech or financial systems domain
  • Expert-level proficiency in .NET, C#, SQL, Python, and cloud-based development (especially Microsoft Azure)

Responsibilities

  • Own architecture and technical direction for key finance initiatives
  • Lead cross-team engineering efforts across multiple scrum teams
  • Design scalable, resilient systems for high-volume financial transactions
  • Partner with product and business stakeholders to create technical solutions
  • Drive modernization efforts for platforms like NetSuite
  • Mentor engineers, enhancing technical depth and engineering practices
  • Influence organization-wide engineering standards

Benefits

  • Medical, dental, and vision insurance
  • HSA contribution and match
  • Dependent care FSA match
  • Uncapped paid time off
  • Paid parental leave
  • 401(k) match
  • Ongoing education and tuition assistance
  • Gym and fitness reimbursement
  • Wellness program incentives
Full Job Description
Overview

At HealthEquity, we're continuously evolving our technology platform to better serve our members, partners, and growing business. As we scale, we are investing in modern, resilient systems that enable innovation, improve efficiency, and ensure we can deliver reliable, high-quality experiences at every touchpoint.

We're hiring a Principal Software Engineer to play a critical role in that journey. This is an opportunity to shape how our technology evolves-leading the design and development of scalable, enterprise-grade systems that support key business capabilities and long-term growth.

This position is ideal for a hands-on technical leader who thrives in complex environments-someone who can operate at both a strategic and execution level, guiding teams while contributing directly to solutions. You'll also play a key role in mentoring engineers, elevating technical standards, and fostering a culture of continuous improvement.

How you can make a difference

You will operate at the intersection of technology, product, and business-bringing deep technical expertise while influencing outcomes that directly impact efficiency, scalability, and financial accuracy across the organization.

This is a highly visible role where your contributions will:
  • Accelerate modernization of finance systems (e.g., NetSuite, billing platforms)
  • Improve reliability, scalability, and data integrity of core financial workflows
  • Influence architecture decisions across multiple teams and domains
  • Drive engineering excellence and innovation, including AI-driven productivity

What you'll be doing
  • Own architecture and technical direction for key finance initiatives, including Unified Billing and financial integrations
  • Lead cross-team engineering efforts across multiple scrum teams, ensuring alignment on design, standards, and execution
  • Design scalable, resilient systems that handle high-volume financial transactions with strong data consistency and auditability
  • Partner closely with product and business stakeholders to translate complex financial requirements into robust technical solutions
  • Drive modernization efforts, including migration, integration, and optimization of platforms like NetSuite and related systems
  • Mentor and guide engineers and tech leads, elevating technical depth and engineering practices across the organization
  • Influence organization-wide engineering standards, including observability, reliability, security, and performance
  • Identify opportunities for innovation, including applying AI/automation to improve developer productivity and operational efficiency
  • Act as a trusted advisor to leadership, contributing to long-term technical strategy and investment decisions


What you will need to be successful

Education and Experience:
  • Bachelor's degree in Computer Science, Software Engineering, or related field (advanced degree preferred)
  • 12-15+ years of software development experience, including 5+ years in a senior technical leadership or lead role
  • Proven experience designing, building, and implementing large-scale, complex enterprise systems
  • Demonstrated track record of driving technical innovation and modernization initiatives
  • Experience in the FinTech or financial systems domain
  • Specialized Knowledge, Skills, and Abilities

Technical Expertise :
  • Expert-level proficiency in .NET, .NET Core, C#, SQL, and Python
  • Strong experience with cloud-based development, particularly Microsoft Azure
  • Deep expertise in Azure services including:
    • App Service, API Management, Service Bus
    • Application Insights, Application Gateway
    • Event Grid, Key Vault, Azure SQL
  • Hands-on experience with Azure DevOps, CI/CD pipelines, and Git-based version control
  • Experience with distributed systems and messaging frameworks (e.g., RabbitMQ, nServiceBus)
  • Strong experience with relational databases (MySQL, Oracle, Microsoft SQL Server)
  • Expertise with enterprise-grade platforms and frameworks, including IAM, caching, logging, and monitoring
  • Familiarity with data platforms and tools (e.g., Databricks)

Application Development :
  • Experience building and integrating APIs and services using OpenAPI/Swagger and WCF
  • Solid understanding of front-end technologies (HTML, CSS, JavaScript, Angular)
  • Strong knowledge of secure software development practices and application security compliance

Engineering Excellence :
  • Experience with code quality, productivity, and testing tools (ReSharper, CodeRush, NCrunch)
  • Familiarity with observability and monitoring tools (e.g., Splunk, Dynatrace)
  • Strong debugging skills with ability to diagnose and resolve complex production issues
  • Excellent analytical and problem-solving skills with ability to handle ambiguous, large-scale challenges

Leadership & Collaboration :
  • Excellent leadership and influence skills across teams and organizations
  • Strong communication skills (written and verbal), including ability to present complex technical concepts to leadership and stakeholders
  • Customer-focused mindset with strong collaboration and partnership orientation
  • Ability to mentor engineers and drive engineering best practices and standards


#LI-Remote

This is a remote position.

Salary Range

$137500.00 To $182000.00 / year

Benefits & Perks

The actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives and restricted stock units as part of the total compensation package, in addition to a full range of benefits including:
  • Medical, dental, and vision
  • HSA contribution and match
  • Dependent care FSA match
  • Uncapped paid time off
  • Paid parental leave
  • 401(k) match
  • Personal and healthcare financial literacy programs
  • Ongoing education & tuition assistance
  • Gym and fitness reimbursement
  • Wellness program incentives


Onboarding & Travel

This is a remote role, with an in-person onboarding training component. New team members must participate in Trailhead, HealthEquity's immersive onboarding experience Trailhead is designed to foster meaningful connections, support your integration into the organization, and equip you with a strong understanding of our business. Trailhead participation is a key expectation of this role. Trailhead is held onsite at our headquarters once per quarter. HealthEquity covers all required travel and accommodations.

This role may begin with a virtual, self-paced onboarding experience, followed by a mandatory onsite Trailhead session at a later date.

About HealthEquity, Inc.

HealthEquity, Inc. is a leading provider of consumer-directed benefits solutions. The company's platform provides a range of tax-advantaged financial solutions for consumers to save for their healthcare and other financial goals. HealthEquity's solutions include health savings accounts (HSAs), flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), and other financial wellness products. The company serves more than 12 million accounts and has over $12 billion in assets under management. HealthEquity was founded in 2002 and is headquartered in Draper, Utah.
Learn more about HealthEquity, Inc.
Size
3,688 employees
Market Cap
$5.1 billion
Industry
Net Income
$3.2 million
Founded
2002
5 Year Trend
+33.5%
Revenue
$746.6 million
NASDAQ

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