Wells Fargo

Principal Engineer (Payments Investigations)

Wells Fargo$159K — $305K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of Engineering experience or equivalent combination of work, military training, or education
  • 5+ years of experience with Agile methodology, closely working with product partners
  • 1+ year of experience in the Payments Industry
  • 1+ year of experience with workflow engines for Payment Investigations, e.g., Pega or IBM BAW

Responsibilities

  • Act as an advisor to leadership on applications, network, and information security needs
  • Lead strategy and resolution of unique, complex challenges across the enterprise
  • Translate technological knowledge into actionable engineering solutions
  • Provide vision and expertise on significant business solution implementations
  • Maintain knowledge of best practices and technologies, recommending innovations
  • Engage strategically with professionals across the enterprise as an expert advisor

Benefits

  • Hybrid work schedule allowing flexible working arrangements
  • Opportunity to work in a high-impact role influencing organizational technology strategies
  • Engagement with leadership at all levels, fostering professional growth
Full Job Description

About this role:

Wells Fargo is seeking a highly skilled Principal Engineer to play a pivotal role in advancing our Payment Operations technology landscape. This role is an opportunity to shape mission-critical systems that support Wires Operations and Payment Investigations, a cornerstone of our global payments infrastructure. From ACH (Automated Clearing House) and Instant Payments to Lockbox and ISO 20022 (International Organization for Standardization) modernization, our Payment Services Operations are at the forefront of innovation and transformation. As part of this team, you’ll collaborate with top-tier engineers, risk and compliance experts, and business leaders to deliver secure, scalable, and high-performing solutions that impact millions of transactions daily. This leader will be part of a technology led transformation to automate thousands of manual test scripts to reduce testing timelines. Additionally, this pro-active associate will drive the modernization, consolidation, and automation of the Payments Investigations platform to increase productivity for our Operations partners.  If you're passionate about engineering excellence, automation, and making a tangible impact in financial services, this is the role for you.


In this role, you will:

  • Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups

  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking

  • Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions

  • Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions

  • Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization

  • Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership


Required Qualifications:

  • 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 5+ years of Agile methodology experience and working closely with product partners

  • 1+ year of Payments Industry experience

  • 1+ year of experience with workflow engines utilized for Payment Investigations (ex; Pega Smart Investigate, IBM Business Automation Workflow (BAW), Finastra, Temenos Payments, FIS Payment Hub / FIS Compliance Suite, Appian, etc.)


Desired Qualifications:

  • 3+ years' experience with Business Process Management / workflow technologies

  • 5+ years of Java development

  • 5+ years of RDBMS/NoSQL Development

  • 1+ Years of Pega Smart Investigate experience

  • Pega Certification - LSA - Lead System Architect, Part 2

  • 7+ years' experience working with CI/CD (Continuous Integration, Continuous Delivery) / EPL (Enterprise Pipe Line)

  • 5+ years of Wires / ACH or other payments specific experience.

  • 5+ years experience with Test Automation and Performance Benchmarking tooling

  • 3+ years experience with Springboot or equivalent framework


Job Expectations:

  • This position offers a hybrid work schedule.

  • Relocation assistance is not available for this position

  • Ability to travel up to 5% of the time

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

7 Jul 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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