In this role, you will:

• Partner with senior line of business and Credit Risk managers to develop appropriate business strategies and targets for the business unit and provide leadership toward the implementation of the strategy.
• Provide a commercial approach to the business, balancing market realities with appropriate risk management.
• Maintain appropriate credit discipline and portfolio health through proper, timely and thoughtful credit risk decisions, recommendations, and approvals.
• Identify and manage portfolio trends, portfolio risks and concentrations.
• Ensure timely and accurate approvals, portfolio monitoring and reporting, risk rating grading changes, problem loan management, including non-accrual and loss identification and forecasting.
• Assist the relationship and portfolio management teams in providing clear and concise recommendations and analysis for complex loan transactions of large scale for distribution up the approval chain.
• Assist and support business units in their efforts to prepare for and achieve satisfactory exams from internal and external regulatory audits.
• Reinforce Wells Fargo’s strong credit culture and strengthen team member engagement across the business and Credit Risk organization.
• Play an active role in knowing and supporting the customer by attending customer meetings.
• Develop an expertise in the markets covered by actively participating in internal and external groups to increase knowledge in covered sectors, including financing markets that are commonly accessed by clients.
• Engage and influence stakeholders, internal partners, and peers associated with analyzing new business products and prospects
• Develop and guide a culture of talent development to meet business objectives and strategy              

Required Qualifications:

• 10+ years of Credit Risk & Approval or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• A BS/BA degree or higher in accounting, finance, or economics
• Proven knowledge of commercial real estate and capital markets with specific emphasis in project finance, construction finance, digital infrastructure (including hyperscale and colocation sectors) in either a front line or second line capacity. 
• Demonstrated experience approving or overseeing large, complex lending facilities with substantial commitments and lead underwriter/arranger status.
• Strong credit analysis skills and consistent success in making sound business and credit decisions.
• Experience with complex organizational and capital structures.  Solid understanding of capital markets and acquisition finance.
• Excellent organizational, interpersonal, and communication skills. Ability to effectively partner and influence at the executive level.
• Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members.
• Strong understanding of loan documentation, credit agreements, and security structures.
• Consistent ability to ensure team member alignment with business strategies and risk appetite.
• Demonstrated success making deals and building relationships.

Posting Locations:

• 550 S. Tryon Street - Charlotte, North Carolina
• 1445 Ross Ave - Dallas, TX
• 1700 K St. NW - Washington, DC
• 10 S. Wacker Drive – Chicago, IL

Job Expectations:

• Required location(s) listed above. Relocation assistance is not available for this position.
• This position is not eligible for VISA sponsorship.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

Posting End Date:

*Job posting may come down early due to volume of applicants.