Principal, Business Consulting - Payments Transformation

Infosys Limited Digital$154K — $193K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in payments domain; 5 years in program management
  • Deep knowledge of High-Value Payments, ISO 20022, SWIFT, Fedwire, CHIPS
  • Experience with COTS implementations (e.g., FIS, Finastra)
  • Proven track record in large-scale transformation in regulated contexts
  • Strong stakeholder management and communication skills
  • Familiar with rail-agnostic architecture and payment ecosystems
  • PMP or similar certification preferred; travel required

Responsibilities

  • Lead the Payments Modernization program delivery aligned with business and regulatory goals
  • Drive legacy platform replacement with a scalable COTS solution
  • Oversee development of rail-agnostic payment capabilities for various protocols
  • Collaborate with product, engineering, compliance, and clients
  • Manage program governance and stakeholder communication internationally
  • Ensure integration with existing infrastructure and future-proofing of systems
  • Track KPIs, manage budgets, and ensure high-quality delivery

Benefits

  • Medical/Dental/Vision/Life Insurance
  • Long-term/Short-term Disability
  • Health and Dependent Care Reimbursement Accounts
  • Accident and Critical Illness Insurance
  • 401(k) plan with contributions based on salary
  • Paid holidays and Paid Time Off
Full Job Description
Infosys Consulting's Financial Services practice is seeking a seasoned Payments Transformation professional to lead a strategic Payments Modernization initiative focused on High-Value Payments (HVP) for a Tier-1 financial institution. This is a high-impact role involving the replacement of legacy systems with a COTS product, and the forward engineering of a rail-agnostic capabilities on an microservices platform with suitable agentic AI interventions that supports future-ready payment flows. The ideal candidate will bring deep domain expertise in high-value payments, strong program leadership experience, and a proven track record of delivering complex transformation programs in regulated environments. Key Responsibilities: - Lead end-to-end delivery of the Payments Modernization program, ensuring alignment with business goals and regulatory requirements. - Drive the legacy platform replacement with a scalable, secure, and compliant COTS solution. - Architect and oversee the development of a rail-agnostic payment capability that supports SWIFT, RTP, ISO 20022, and emerging rails. - Collaborate with cross-functional teams including product, engineering, compliance, and client stakeholders. - Manage program governance, risk mitigation, and stakeholder communication across multiple geographies. - Ensure seamless integration with existing infrastructure and future-proofing of payment capabilities. - Track KPIs, manage budgets, and ensure timely delivery with high quality. Required Qualifications: - 7+ years of experience in payments domain, with at least 5 years in program management roles. - Strong understanding of High-Value Payments, ISO 20022, SWIFT, Fedwire, and CHIPS. - Experience with COTS product implementations in financial services (e.g., FIS, Finastra, Volante, ACI). - Proven ability to lead large-scale transformation programs in complex environments. - Excellent stakeholder management and communication skills. - Familiarity with rail-agnostic architecture principles and modern payment ecosystems. - PMP or equivalent certification preferred. - Ability to travel extensively. - Candidates authorized to work for any employer in the United States without employer-based visa sponsorship are welcome to apply. Infosys is unable to provide immigration sponsorship for this role at this time. Preferred Attributes: - Experience working with North American banks or securities firms. - Exposure to cloud-native payment platforms and API-led modernization. - Ability to operate in a fast-paced, high-growth environment with minimal supervision. The estimated total annual compensation (base + bonus) range for candidates based out on NJ, IL, NY, CA & WA will be $154,375 to $193,125 Benefits Along with competitive pay, as a full-time Infosys employee you are also eligible for the following benefits: - Medical/Dental/Vision/Life Insurance - Long-term/Short-term Disability - Health and Dependent Care Reimbursement Accounts - Insurance (Accident, Critical Illness , Hospital Indemnity, Legal) - 401(k) plan and contributions dependent on salary level - Paid holidays plus Paid Time Off

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