Wells Fargo

Principal Architect Payments and Pricing

Wells Fargo$159K — $305K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of architecture experience or equivalent
  • 4+ years integrating pricing capabilities with core systems
  • Preferred certification in AWS/Google/Microsoft cloud
  • Strong understanding of modern technology stack
  • Experience with C4 modeling

Responsibilities

  • Advise senior leadership on architectural strategy and framework
  • Lead strategy for complex business challenges across the enterprise
  • Provide vision on implementing transformation strategies
  • Develop strategic plans and investment planning execution
  • Engage with professionals at all levels as an architectural expert
  • Drive investments towards target technologies and rationalize spend
  • Ensure adherence to Wells Fargo standards and industry best practices

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Parental leave
  • Tuition reimbursement
  • Commuter benefits
  • Life and critical illness insurance
  • Scholarships for dependent children
  • Adoption reimbursement
Full Job Description

The Core Banking Architect will lead the architecture strategy for the bank’s Core Banking Modernization program, owning the end-to-end architectural vision across a multi-year (3+ year) transformation roadmap. This role combines long-term strategic planning with hands-on leadership for active initiatives and transition efforts, ensuring alignment between business objectives, platform strategy, and execution. The architect will partner closely with senior business leaders, technology executives, and domain architects to translate high-level strategy into actionable guidance for delivery teams. Key responsibilities include setting architectural direction, governing design decisions, guiding vendor and platform usage, and ensuring consistency across domains, integrations, and migration activities.

This position has a specialized focus on Product and Pricing capabilities, which are critical to the bank’s Payments and Core Banking modernization strategy. The architect will bring deep expertise in enterprise product catalog and pricing engine design, including relationship-based pricing models, and will define how pricing and product rules are structured, governed, and executed across channels and platforms. Success in this role requires the ability to influence executive stakeholders while also collaborating closely with engineering and delivery teams to drive implementation. Ultimately, this role serves as a key bridge between strategy and execution, ensuring scalable, consistent, and future-ready core banking capabilities.


In this role, you will:

  • Act as an advisor to senior leadership to develop the architectural framework & delivery for highly complex business and technical needs across multiple groups
  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering products and solutions that are long-term, large-scale, and require vision, creativity, innovation, advanced analytical and inductive thinking
  • Provide vision, direction, and expertise to senior leadership on implementing the transformation strategy describing the current state, target state, and transition architecture
  • Develop and influence strategic plans, investment planning, and execution on cutover strategies to target
  • Strategically engage with all levels of professionals and managers across the enterprise and serve as an architectural domain expert advisor to leadership
  • Drive target investments towards target technologies and rationalize spend, total cost of ownership, and return on investment
  • Ensure applications adhere to established Wells Fargo standards, policies, methodologies, and industry best practices as it transforms toward target state architecture
  • Drive the definition, establishment, selection of strategic tools, and application of architecture frameworks
  • Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization and can influence internal and vendor roadmaps in a significant capacity

Required Qualifications:

  • 7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 4+ years of experience architecting or integrating pricing capabilities with core systems (e.g., payments, billing, transaction processing), leveraging APIs, service-based architectures, or rules-driven approaches to improve scalability and reduce hard-coded logic

Desired Qualifications:

  • Certification is preferred in at least one of AWS/Google/Microsoft public cloud vendors
  • Strong understanding of architectural concepts and elements of a modern technology stack
  • Experience with C4 modeling
  • 2+ years of experience with architecting solutions using leading vendor solutions and in house developed systems
  • Experience in Solution Architecture and one or a combination of the following: systems, applications, or architecture planning
  • Ability to influence across all organizational levels, particularly senior management
  • Knowledge and understanding of applications technology management role including managing applications development and support for multiple systems and business functions
  • Ability to identify key issues, involve affected parties, design solutions, obtain buy-in, and communicate effectively through resolution
  • Ability to be proactive, innovative, and creative in meeting customer and enterprise needs
  • Ability to effectively assess stakeholder, partner, or client needs while consulting, building solutions, and developing processes
  • Financial services industry experience
  • Extensive technical skills and comprehensive knowledge and understanding of an entire line of business or infrastructure sub-domain

Job Expectations:

  • This position is not eligible for Visa sponsorship
  • This position requires a hybrid in office work schedule
  • Ability to travel up to 10%

Job Location:

194 Wood Avenue South - Iselin, New Jersey 08830

300 S. Brevard - Charlotte, North Carolina 28202

401 Las Colinas Blvd W Building A - Irving, Texas 75039

3075 Loyalty Cir - Columbus, Ohio 43219

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visitfor an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

12 Jul 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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