About the job:

The successful candidate will be responsible for the management, monitoring, and ongoing administration of a portfolio of loans from the Spark unit of the entity. Over time, the scope of responsibilities may expand to include Project Finance, Leveraged Finance, Real Estate and /or Structured Trade Finance transactions.

Key responsibilities include:

• Supporting Origination and Structuring teams during the pre-closing phase of transactions, ensuring a smooth handover to portfolio management.
• Coordinating with all relevant internal stakeholders, including Origination, Relationship Management, Risk, Legal, Operations, and other support functions, through regular transfer and follow-up meetings.
• Independently managing lenders’ requests and post-closing events, including amendments, waivers, consents, and restructurings, liaising with clients, lending syndicates, Risk, internal and external legal counsel, and other BBVA units (BEC, BIBEC, Global Client Coverage, Financial Sponsors, Recovery, CIB Workout, among others).
• Monitoring compliance with financial covenants, guarantees, security packages, and other contractual obligations through the relevant internal systems, ensuring the timely updating and maintenance of all monitoring tools and databases.
• Maintaining close relationships with Agent Banks, borrowers, sponsors, and other key stakeholders throughout the life of each transaction.
• Managing incoming and outgoing transaction documentation, particularly in syndicated facilities where BBVA acts as Agent Bank, using the appropriate communication and documentation platforms.
• Overseeing the portfolio from an asset management perspective, applying a sector-focused approach to identify business opportunities and anticipate potential credit, performance, or insolvency risks.
• Contributing to the optimization of risk-adjusted profitability metrics and the efficient use of regulatory capital.
• Supporting the continuous enhancement and development of the department’s technological and reporting infrastructure.
• Proactively identifying emerging risks, sector trends, or transaction-specific issues, and proposing mitigation measures or action plans in coordination with the relevant business and risk teams.
• Ensuring the accuracy, completeness, and timely updating of portfolio information across all internal management and monitoring systems.

Geographical coverage

• The portfolio will primarily consist of Spark transactions involving clients based in Spain and Portugal.

About you

The role requires strong analytical and problem-solving skills, attention to detail, and the ability to manage multiple stakeholders across different geographies and business areas. The successful candidate should be comfortable working autonomously, demonstrating sound credit judgment, a proactive approach to risk management, and excellent communication skills in a dynamic and international environment.

Qualifications

• University degree in Business Administration, Economics, Finance, Engineering, Law, or a related discipline.
• A master’s degree in finance, Economics, Business Administration (MBA), or a similar field would be considered an asset.
• A minimum of 1-2 years of relevant professional experience in Corporate Lending and/or Funds Financing transactions, gained in origination, execution, portfolio management, or portfolio monitoring roles. Exposure to other structured lending products, including Project Finance, Structured Trade Finance, Object Finance, Leveraged Finance, and Corporate Lending, would be considered a strong advantage.
• Strong understanding of credit risk, loan documentation, syndicated lending structures, and post-closing transaction management.
• Ability to work effectively in a dynamic, international environment and manage multiple stakeholders across different business areas and jurisdictions.
• Willingness and flexibility to undertake geographical mobility, as required by the role.
• Fluent Spanish (native speaker or minimum B2 level).
• English proficiency at C1 level or above is required; C2 proficiency would be highly valued.
• Additional language skills, particularly Italian, German, French, or Asian languages, would be considered a strong advantage.

Skills:

Client Orientation, Empathy, Ethics, Innovation, Proactive Thinking