PIP/Med Pay Claims Associate

Allstate Insurance Company

$47K — $117K *
US-AnywhereRemote in Florida, US
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years of experience in claims adjustment or related field
  • Strong understanding of insurance policies and claims procedures
  • Effective communication and collaboration skills
  • Detail-oriented with a focus on customer needs
  • Proficiency in medical terminology and case management systems

Responsibilities

  • Investigate and confirm facts surrounding automobile accident claims
  • Negotiate and adjust claims within authority limits
  • Partner with fraud and subrogation teams for optimal outcomes
  • Evaluate vehicle damage and identify potential customer claims
  • Assess policy coverage and determine liability and damages

Benefits

  • Comprehensive technology setup including laptop and peripherals
  • Monthly reimbursement for home internet costs
  • Flexible work-from-home options
  • Support for professional growth and development opportunities
Full Job Description
Job Description
Responsible for investigating and confirming the facts of loss for basic to advanced automobile accidents. Determines coverage, liability, damages and otherwise adjusts and negotiates claims within limit of authority.

***We are seeking detail-oriented professionals to join our team as PIP Claims Adjuster Associates supporting multiple states.***
Key Responsibilities
• For claims involving fraud or subrogation, partners with assigned reps from those areas to achieve best outcome
• Recognizes and identifies body parts of a vehicle and understanding of other potential property damage
• Identifies customer needs and works to meet those needs using appropriate customer service skills
• Determines subrogation or fraud potential and how to handle
• Applies intermediate understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
• Handles investigation regarding all aspects of auto claims (coverage, damages, subrogation) with the exercise of discretion and independence within increased level of authority

#LI-LS2

Skills
Case Management, Claims Administration, Claims Resolution, Claims Review, Collaboration, Communication, Customer Empathy, Insurance Claims Investigations, Medical Terminology

Compensation
Base compensation offered for this role is:
Analyst II: $47,500.00 - $69,800.00
Analyst III: $50,000.00 - $74,350.00
Adjuster Cons I: $53,500.00 - 86,400.00
Adjuster Cons. II: $56,000.00 - $93,250.00
Adjuster Sr. Cons. I: $68,500.00 - $117,700.00
And is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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