USAA

Physical Damage Specialist - Field

USAA$77K — $147K *
Transportation
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • High School Diploma or equivalent required.
  • 4 years of auto physical damage estimating experience needed.
  • Must obtain and maintain I-CAR Platinum Pro-Level 3 certification within 12 months of hire.
  • Ability to manage priorities and effectively communicate resolutions required.
  • Proficient in digital communication channels for service efficiency.
  • Must acquire insurance adjuster license within 90 days of hire.
  • Strong oral and written communication skills necessary.

Responsibilities

  • Onboard and oversee third-party vendors, ensuring quality and performance.
  • Evaluate vendor output for accuracy and contract compliance.
  • Work with 3PRM to optimize vendor use for member satisfaction.
  • Resolve complaints and discrepancies related to vendor operations.
  • Provide guidance on Total Loss evaluation when needed.
  • Make informed decisions on physical damage claims within set authority.
  • Manage and support Auto Physical Damage processes and guidelines.

Benefits

  • Comprehensive medical, dental, and vision plans.
  • 401(k) and pension plans available.
  • Life insurance and parental benefits offered.
  • Adoption assistance for family growth.
  • Generous paid time off including holidays and volunteer hours.
  • Wellness programs aimed at physical and emotional health.
  • Career path planning and continuing education support.
Full Job Description
The Opportunity

As a dedicated Field Physical Damage Specialist, you will, within defined guidelines and framework, be responsible for building relationships and providing oversight of our third-party vendors through virtual or in person interactions with members, claimants, and third-party personnel. Drives USAA's financial strength by ensuring accuracy and quality of third-party vendors' work product. Works to resolve problems with a focus on the mission and exceptional member experiences.

This is a field-based role in the Michigan area. Candidates who are willing and able to work in the Central Michigan or Lansing area are encouraged to apply.

What you'll do:
  • Responsible for on-boarding, oversight, maintaining partnerships, and coaching to performance of our contractual and/or operational goals as applicable.
  • Evaluate vendor work product to ensure quality, accuracy, and adherence to the terms and conditions of the contract.
  • Collaborate with 3PRM on vendor footprint to balance member needs and operational resources.
  • Responsible for complaint and payment discrepancy resolution within the vendor MOI.
  • Provide direction as needed on borderline Total Loss situations.
  • Accountable for providing decisions and insight into physical damage losses within authority granted and advances requests for further authority as needed.
  • Acquire and apply advanced knowledge of P&C insurance industry products, services, contracts and internal processes and procedures to ensure compliance.
  • Support workload surges and/or Catastrophe Operations, as needed.
  • Assist with managing output/throughput and associated USAA adherence guidelines affiliated with Auto Physical Damage processes (e.g., Rental, Alternative Parts Utilization, Vehicle Owner Communication, Assignment Completions).
  • Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.


What you have:
  • High School Diploma or General Equivalency Diploma.
  • 4 years of auto physical damage estimating experience.
  • Currently possess or acquire and maintain individual I-CAR Platinum Pro-Level 3 certification within 12 months of hire.
  • Capability to prioritize, solve problems and effectively communicate next steps and path to resolution.
  • Effectively communicates through multiple channels to include utilization of digital tools to drive speed, accuracy, and service.
  • Acquisition and maintenance of insurance adjuster license within 90 days and designated number of attempts.
  • Strong oral and written communication skills.


What Sets You Apart:
  • Proficiency with CCC vehicle damage estimating system
  • Current P&C insurance adjuster license
  • US military experience gained through military service or gained as a military spouse / domestic partner


Compensation range: The salary range for this position is: $77,120 - $147,390.

Licensed positions require a background check, that includes criminal history, education, employment verification, and a credit check consistent with applicable laws.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

About USAA

United Automobile Insurance Company (UAIC) was incorporated on March 2, 1989 in Miami Gardens, FL to provide a high quality and low cost insurance product to the non-standard automobile insurance market. The company is family owned and it is one of the largest privately held property and casualty insurance companies in the United States.UAIC has a world class information technology department. Their web technology is rated year after year as the easiest to use and most dependable by our agents.

USAA Careers

Joining USAA means becoming part of a family that welcomes diversity and is built on a culture of service and innovation. Our team of professionals is dedicated to providing exceptional service to our members, and we are always looking for passionate individuals to join our dynamic team. Whether you're starting your career or looking to grow professionally, USAA offers a range of job opportunities across various fields. Work You'll Do At USAA, we offer more than just jobs; we offer careers that make a difference. With a variety of positions available, from customer service to IT, you can find the perfect fit for your skills and interests. Our commitment to professional growth means we support your journey through leadership development programs, professional networking opportunities, and diverse career paths. USAA's commitment to innovation and leadership in the financial services industry makes it the ideal place to advance your career. We empower our employees to lead projects and initiatives that transform our services and operations. Internship Programs Kickstart your career with a USAA internship. Our internships provide invaluable workplace experience and a chance to see what a career at USAA really looks like. Interns at USAA gain hands-on experience, working alongside seasoned professionals on real projects that affect our members' lives. Benefits and Culture USAA recognizes that job satisfaction extends beyond the office. That's why we offer competitive benefits packages that support the health, well-being, and financial security of our employees and their families. Benefits include comprehensive health care, retirement plans, and generous paid time off. Moreover, our inclusive culture is one of our greatest strengths. We are committed to diversity training and creating an environment where all employees can thrive. USAA's culture is built on a foundation of respect, integrity, and responsibility. Join Our Team Ready to take the next step in your career? Explore the employment opportunities at USAA today. We are hiring creative, curious, and motivated individuals who are ready to make a difference. Check out our open positions, tailor your resume, and prepare for an interview where you can showcase your unique skills. Stay Connected Keep up to date with the latest career tips, insider perspectives, and industry-leading insights—all from the people who work at USAA. Subscribe to our careers blog and personalize your subscription to receive job alerts and the latest news tailored to your preferences. Discover the rewarding career opportunities awaiting you at USAA. Join a company that values leadership, innovation, and commitment to service. Start your journey with USAA today, where your future is waiting to be written.
Learn more about USAA
Size
35,700 employees
Industry
Founded
1989

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