Partner Credit Analyst

Seattle Bank

$75K — $90K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of relevant experience in finance, preferably in credit analysis or capital markets
  • Strong analytical and data visualization skills with a keen attention to detail
  • Proficiency in Microsoft Excel and PowerPoint is essential
  • Excellent written and verbal communication skills for effective stakeholder interactions
  • Ability to prioritize and manage multiple projects with competing deadlines
  • Bachelor's degree in finance, business administration, economics or related field preferred
  • Familiarity with SQL or other programming languages is a plus

Responsibilities

  • Act as the primary contact for analyzing loan performance related to purchases and sales
  • Communicate performance insights to internal and external stakeholders
  • Manage the creation and distribution of loan portfolio reports and materials
  • Resolve operational and technical issues as necessary
  • Research new financial products to aid in loan growth initiatives
  • Document project goals, risks, and resource estimates with stakeholders
  • Collaborate with IT for data reporting and act as a liaison between IT and business units

Benefits

  • Comprehensive medical, vision, and dental insurance
  • Life insurance and long-term disability coverage
  • 401K plan with bank contributions and stock awards
  • Generous paid time off including three weeks vacation and ten holidays
  • Transportation and fitness benefits to support well-being
  • Engagement in company social events and community service initiatives
  • Quarterly incentives and opportunities for professional development
Full Job Description
Job Type

Full-time

Description

Position Summary

The Partner Credit Analyst is responsible for evaluating, analyzing, and managing data related to Partner Banking lending, loan purchase and sale activities. This role will report to the Partner Credit Manager and work closely with internal stakeholders, including Credit Admin, Accounting, Servicing Oversight, IT, Partner Managers and Head of Partnerships. Additionally, this role will interface with prospective or existing loan purchase or sale counterparties, managing evaluation and transaction materials related to loan purchases and sales.

This position is located in our downtown Seattle office and requires full-time, in-person work.

Essential Duties
  • Be the main point-of-contact for the analysis and evaluation of performance of loans the Bank may purchase or sell.
  • Accurately communicate performance data to internal and external stakeholders.
  • Own the analysis of loan portfolio activity. Create, manage, and distribute loan portfolio communications artifacts like dashboards, spreadsheets, charts, and reports.
  • Resolve technical and operational issues as required.
  • Conduct research on new products to meet agreed upon requirements and to support bank loan growth efforts.
  • Assists stakeholders with documenting goals, risks, success measures, and estimated resources needed.
  • Work with IT on data reporting and serve as a bridge between IT and business unit teams.
  • Support loan Processing, Credit Admin or other teams as needed to meet business demand or support ad hoc projects.
  • Other duties as assigned
  • Physically attending work on a set and predictable schedule is an essential function of this job.


Requirements

  • Due to the collaborative nature of this position, it requires daily in-person work. After a 90-day training period, this position allows for one day of work from home each week. No exceptions will be granted.
  • Knowledge of business, economics and/or finance acquired through education and experience
  • Strong analytical skills, data visualization skills, and attention to detail.
  • Excellent communication and collaboration skills.
  • Ability to manage multiple projects and deadlines effectively.
  • Proficiency in Microsoft Suites (Excel, PowerPoint) is required.


Preferred
  • Familiarity with SQL and other coding languages.
  • 1-2 years of finance experience; in capital markets, investment banking, structured credit or other relevant areas
  • A bachelor's degree in finance, math, statistics, business administration, or related field, is strongly preferred.

This role offers an opportunity to play a critical role in shaping credit policies and ensuring the integrity of partner banking credit operations. If you have a strong background in credit analysis and underwriting, we encourage you to apply.

Seattle Bank Benefits

We're committed to delivering our promise of peace of mind to our clients and fostering a collaborative, inclusive and supportive workplace for our team members. Our comprehensive benefits program for eligible employees includes:
  • Medical/Vision, and Dental insurance
  • Life Insurance, Long Term Disability, Voluntary Life
  • 401K with Bank contribution, Stock Award, and Incentive Opportunity
  • Paid Time Off:
  • Vacation - 3 Weeks
  • Sick Time - 1 hour per 40 hours worked
  • Holidays - 10 days
  • Transportation and fitness benefits
  • And fun, extra perks such as company social events, paid volunteer hours, quarterly incentive awards, and professional development opportunities.


Salary Description

$75,000 - $90,000 per year

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