Outside Loan Originator

Semper Home Loans

$60K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Licensed Mortgage Loan Officer or willing to obtain an NMLS license
  • Experience in sales, particularly in sectors like car, phone, or insurance sales
  • Strong communication and relationship-building skills
  • Self-motivated and competitive nature
  • Ability to thrive in a fast-paced environment

Responsibilities

  • Originate and manage residential loans from application to closing
  • Guide clients through mortgage options with clarity and professionalism
  • Utilize CRM tools to effectively track pipeline and manage tasks
  • Establish and nurture relationships with referral partners
  • Receive mentorship and ongoing training from experienced management

Benefits

  • Unlimited commissions and growth potential depending on individual performance
  • Opportunities for P&L branch management for seasoned professionals
  • Corporate processing and loan officer assistant support to streamline operations
  • Hands-on training from management to help new hires ramp up quickly
  • Comprehensive benefits including medical, dental, and vision insurance
  • 401(k) with a 3% match to support long-term financial security
  • Access to realtor leads and relationship development opportunities
  • Supportive team culture focused on collective success
Full Job Description
About the Job

Mortgage Loan Officer - Unlimited Growth, Training, and Earning Potential

Semper Home Loans is expanding, and we're looking for motivated, licensed Mortgage Loan Officers who want more control over their business, income, and growth path. Whether you're a seasoned originator or a proven sales professional from another industry (car sales, phone sales, insurance, etc.), this is your chance to break into one of the most lucrative careers in financial services.

What You'll Do:

  • Originate and manage residential loans from application to close, ensuring compliance and accuracy.
  • Advise clients on mortgage options and guide them through the loan process with clarity and professionalism.
  • Leverage CRM tools to track your pipeline and stay organized.
  • Build strong relationships with referral partners, including realtors, attorneys, and financial professionals.
  • Learn from experienced leaders who are invested in walking you through the process and setting you up for long-term success.


Why Semper?:

  • Unlimited Commissions & Growth Potential - Your earning power is in your hands. The harder you work, the more you make.
  • P&L Branch Opportunities - For experienced originators, we offer branch structures that can multiply your income.
  • Corporate Processing & LOA Support - Spend more time selling, we'll handle the back end.
  • Hands-On Training - Seasoned management and a proven system to help you ramp up quickly, even if you're new to mortgages.


Marketing Support That Works:

  • Automated drip campaigns.
  • Custom websites & branded materials.
  • Tools to attract and retain realtor partners.


What We're Looking For:

  • Licensed or Willing to Get Licensed: Active NMLS license preferred, but if you're a sales professional ready to make the leap, we'll guide you through the licensing process.
  • Sales-Minded Hustlers: Whether you've sold cars, phones, insurance, or financial products, you know how to close deals and want to control your future.
  • Self-Starters: You thrive on competition, are hungry to succeed, and aren't afraid to put in the work.
  • Strong Communicators: Excellent people skills with the ability to build relationships fast.


What We Offer:

  • Comprehensive Benefits: Medical, dental, vision, and supplemental benefits.
  • 401(k) Match: 3% match of employee contributions to help you build long-term wealth.
  • Leads & Relationships Provided: Access to realtor leads and opportunities to grow your own book of business.
  • Supportive Team Culture: You're not alone-we're invested in your success every step of the way.


Ready to Take Your Career Higher?:

If you're motivated, thrive in sales, and want the freedom to control your income, Semper Home Loans is the place for you. Join a team where your potential is unlimited and your success is in your hands. Apply today to start building the career you've been working toward.

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