Multi-Rooftop F&I Director

Mills Auto Group

$100K — $150K *
Manufacturing & Automotive
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of F&I experience, ideally in a multi-rooftop setting
  • Experience with luxury brand F&I processes
  • Demonstrated success in attaining high PVR and product penetration
  • Effective leadership, communication, and organizational skills
  • Familiarity with CDK software is preferred

Responsibilities

  • Oversee F&I performance for four automotive brands
  • Drive profitability metrics including PVR and product penetration
  • Train and mentor F&I managers to enhance their performance
  • Manage and optimize relationships with lenders
  • Ensure consistent communication and reporting across all rooftops
  • Collaborate with sales leaders to enhance deal profitability

Benefits

  • Competitive compensation structure featuring a draw and performance bonuses
  • Autonomous leadership role with significant growth potential
  • Access to strong lender relationships and a portfolio of premium brands
  • Comprehensive health, dental, and vision insurance
  • 401(k) plan with company matching contributions
  • Generous paid time off policy
Full Job Description
F&I Director

We are seeking a high-performing F&I Director for four premier automotive brands under three rooftops.

This is an opportunity to lead and produce with a multi-brand platform with premium product lines and a growth focused ownership group. We want growth minded individuals. There will be an opportunity to grow in the role based on production and alignment. The ideal candidate is a proven top performer who can drive profitability and ensure compliance across luxury and volume segments.

For a top performer, the upside here is straightforward. A growing group, more stores on the way, and a structure built to reward production without a ceiling. The more you build, the more this seat is worth.

The role requires relocation. For the right person that is an easy call.

If you produce at the top of this business and want a seat that pays accordingly, let's talk. The brands and the markets are the first conversation.

Position Overview

The F&I Director will be responsible for producing, maximizing F&I profitability, maintaining strict compliance standards, helping develop F&I managers, and driving process consistency across all three rooftops. This role requires strong leadership, analytical ability, lender relationships, and a deep understanding of both luxury and import brand customer expectations.

Key Responsibilities
  • Oversee F&I performance across 4 brands
  • Drive PVR, product penetration, and income performance to meet or exceed group targets
  • Train, coach, and develop F&I Managers
  • Manage lender relationships and optimize lender programs
  • Consistent communication and reporting across all brands
  • Collaborate with General Managers and Sales Managers to improve deal structure and profitability

Qualifications
  • Minimum 3+ years of F&I experience with multi-rooftop or director-level experience preferred
  • Strong background in luxury brand F&I
  • Proven track record of high PVR and product penetration
  • Strong leadership, communication, and organizational skills
  • CDK experience preferred

What We Offer
  • Competitive compensation package (draw + performance bonus)
  • Leadership role with autonomy and growth opportunity
  • Strong lender relationships and premium brand lineup
  • Health, dental, and vision benefits
  • 401(k) with company match
  • Paid time off

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