Position:   

Mortgage Loan Originator (HELOC Brokerage) 

Location:   

Iowa (Remote)

This role requires unrestricted work authorization now and, in the future, as visa sponsorship and sponsorship transfers are not available.

Overview:

Builds and scales a modern AI-enabled HELOC brokerage delivering fast, low-friction loan origination at the point of sale. Operates in a high-performance fintech environment leveraging automation, data, and intelligent workflows. Converts inbound merchant-sourced leads into funded HELOCs, provides hands-on operations support across the loan lifecycle, ensures compliance, and drives a seamless borrower experience.

• Owns end-to-end origination of HELOC loans sourced from inbound merchant-channel leads
• Provides operations support across the loan lifecycle, including application intake, document collection, conditions clearing, and pipeline coordination 
• Manages high-volume pipeline with speed accuracy and disciplined follow-through 
• Leverages AI-enabled tools to enhance borrower engagement and conversion 
• Executes within automated digital workflows minimizing manual intervention 
• Ensures compliance with regulatory investor and internal standards 
• Identifies and escalates risks exceptions and compliance concerns 
• Collaborates cross-functionally to progress loans and resolve blockers

• Holds active NMLS Mortgage Loan Originator license and expands licensing footprint as required
• Demonstrates 1-2 years of mortgage origination experience in brokerage, fintech, or loan operations environment
• Balances loan origination with hands-on operationl support and thrives in a fast-paced, high-volume environment
• Applies strong knowledge of HELOC products borrower qualification and loan structuring 
• Drives results with urgency accountability and consistent conversion of inbound opportunities 
• Collaborates effectively with operations compliance and partners to achieve results 
• Communicates clearly and translates complex financial concepts for borrowers and stakeholders 
• Integrates data guidelines and risk factors to make sound decisions and anticipate downstream impacts 
• Maintains knowledge of loan origination systems digital platforms and automated workflows 

Preferred Skills (if applicable): 

• Operates in AI-forward digital lending or fintech environments 
• Uses automated underwriting systems and API-based lending platforms 
• Works within multi-state mortgage brokerage operations 
• Handles high-volume inbound or point-of-sale lead flow

Core Competencies:

Results Focused / High-Ownership Execution

• Consistently delivers against conversion, quality, and cycle-time expectations
• Prioritizes effectively in high-volume environments and drives work to completion without drop-off
• Demonstrates urgency, resilience, and accountability in achieving outcomes

Teamwork & Collaboration

• Works seamlessly across operations, compliance, and vendor partners to advance loans
• Operates with a “one team” mindset, aligning individual output to broader business goals
• Seeks feedback and contributes to a high-performance, low-ego team culture

Communication

• Communicates clearly, concisely, and professionally with borrowers and internal stakeholders
• Translates complex financial and regulatory concepts into simple, actionable guidance
• Proactively flags risks, delays, or blockers with transparency and solutions-oriented thinking

Integrative Thinking & Judgment

• Synthesizes borrower data, documentation, and underwriting requirements to make sound decisions
• Connects individual loan decisions to broader business outcomes, risk posture, and customer experience
• Anticipates downstream implications (processing delays, compliance exposure, fallout risk) and adjusts approach accordingly
• Exercises strong judgment in escalations and exception handling

Job-Specific Knowledge

• Deep understanding of HELOC products, borrower profiles, and structuring considerations
• Working knowledge of federal/state regulatory frameworks and disclosure requirements
• Proficiency in loan origination systems, digital lending platforms, and automated workflows
• Familiarity with brokered loan lifecycle: submission, conditions, approval, and funding

Our compensation structure is designed to reflect the cost of labor across various U.S. geographic markets. The base salary for this role ranges from $80,000 per year to $100,000 per year. Compensation will be determined by several factors, including relevant knowledge, skills, and experience. This role is also eligible to receive an annual bonus within a comprehensive total rewards package, alongside a full suite of medical, dental, vision, disability insurance, life insurance, 401k retirement benefits, paid time off, paid holidays, and paid personal/sick time. For further details, please visit https://www.greensky.com/benefits.

We anticipate that this position will remain open for at least 5 days, and candidates are encouraged to apply through our internal or external career sites.

If you have any questions about this job posting, please contact [email protected].