Mortgage Loan Officer

AmeriCU Credit Union

$100K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of mortgage loan origination experience preferred
  • Proven background in outside sales in the mortgage industry
  • Experience with both conventional and government-backed loan products
  • Strong financial advising skills
  • Proficient in referral-based business development

Responsibilities

  • Conduct outside sales calls to generate new mortgage leads.
  • Build referral networks with realtors, builders, and financial advisors.
  • Attend networking events and community activities to enhance lead acquisition.
  • Maintain consistent mortgage production to meet performance targets.
  • Consult with members to identify the right home loan and refinance options.
  • Provide support on mortgage rates, terms, and eligibility.
  • Interview applicants to assess their loan eligibility and financial situation.

Benefits

  • Sign-on bonus available
  • Growth potential within the organization
  • Opportunity for high earning potential based on performance
  • Access to diverse mortgage products for members
  • Supportive environment for professional development
Full Job Description
Mortgage Loan Officer (External Mortgage Sales)

Plattsburgh, NY - $100,000+ First-Year Potential + Sign-On Bonus!

2026 On Track Earnings of over $100,000 for the year!

Job Type: Full-Time
Industry: Mortgage Lending / Financial Services
Experience Level: Mortgage sales experience preferred

The Opportunity - Mortgage Loan Officer:

AmeriCU is seeking a high-energy Mortgage Loan Officer to grow mortgage production through outside sales, community engagement, and strong relationship building. This role focuses on helping members find the right residential mortgage solutions-including conventional loans, FHA, VA, and other lending products.

This is an excellent opportunity for someone with experience in:
Mortgage loan origination
Outside sales
Financial advising
Home lending
Referral-based business development

Key Responsibilities

Business Development & Networking
  • Conduct outside sales calls to generate new mortgage leads.
  • Build referral networks with realtors, builders, developers, financial advisors, and community partners.
  • Attend real estate events, networking functions, and community activities to grow lead volume.
  • Maintain consistent mortgage production to meet performance goals.


Member Consultation & Service
  • Consult with members to identify appropriate home loan and refinance options.
  • Provide knowledgeable support on rates, terms, and mortgage program eligibility.
  • Deliver exceptional service throughout the mortgage process.


Mortgage Application & Credit Assessment
  • Interview applicants and collect financial information to determine loan eligibility.
  • Analyze credit reports, income, and financial history to assess creditworthiness.
  • Enter accurate application data using mortgage origination software.
  • Prepare and gather all required documentation prior to loan processing.


Compensation
  • Starting Pay: $25/hr + commissions (average earning potential $100,000+ annually, based on meeting performance expectations)
  • On Track Earning of over $100,000 annually.
  • Sign-On Bonus available

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