Job SummaryThe Mortgage Loan Analyst is responsible for reviewing, underwriting, negotiating, and recommending mortgage loan transactions across new originations, refinances, and administrative actions. This role evaluates commercial real estate, analyzes financial statements, reviews third-party reports, and prepares underwriting materials to support loan origination, investor relations, closing, and servicing. The position also contributes to portfolio reporting, market research, and cross-department workflow to ensure efficient loan operations.
*This role requires traveling once a year to correspondent markets in partnership with an Underwriter or Manager. Key Responsibilities- Review, underwrite, negotiate, and recommend new loan originations and refinances within established guidelines.
- Analyze borrower and tenant financials, organizational structures, and third-party reports.
- Prepare underwriting spreadsheets, commitment letters, and documentation for extensions, assumptions, modifications, and other loan actions.
- Support communication and workflow between underwriting, investor relations, closing, and servicing teams.
- Develop and maintain portfolio reports, models, and market research to support mortgage investment decisions.
- Conduct property site inspections and provide analytical support to the local market team.
Skills and Background You'll Need (vary by level) Education: Bachelor's degree in real estate, finance, accounting, or a related field
Mortgage Loan Analyst IExperience: 2+ years of experience in commercial mortgage lending, real estate investment, or a related field.
- Working knowledge of commercial mortgage lending practices, legal documentation, and real estate valuation concepts.
- Proficiency with financial analysis, underwriting techniques, and spreadsheet software.
- Ability to manage competing priorities with strong attention to detail and accuracy.
- Ability to interpret and present financial and underwriting information clearly.
- Experience with mortgage loan databases or investment analysis software.
- Familiarity with real estate market research and portfolio reporting.
Mortgage Loan Analyst Experience: 10+ years of experience in commercial mortgage lending, real estate investment, or a related field.
- Working knowledge of commercial mortgage lending practices, legal documentation, and real estate valuation concepts.
- Proficiency with financial analysis, underwriting techniques, and spreadsheet software.
- Ability to manage competing priorities with strong attention to detail and accuracy.
- Ability to interpret and present financial and underwriting information clearly.
- Experience with mortgage loan databases or investment analysis software.
Key Behaviors of a Successful Candidate- Analytical Thinking: Uses data, financial models, and valuation techniques to make sound underwriting recommendations.
- Collaboration: Works effectively with peers and cross-functional teams to support loan origination and servicing activities.
- Adaptability: Adjusts quickly to changing priorities, shifting workloads, and evolving business needs.
The compensation range for for Mortgage Loan Analyst is $52,750.00 - $90,000.00 The compensation range for Mortgage Loan Analyst is $66,000.00 - $111,750.00
In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.
- Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.
The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.
Salary Range:
$52,750.00 - $77,500.00
Positions will be posted for at least 5 days from original posting date.
