The Mortgage Financing Advisor is primarily responsible for precontract and preapproval advisory conversations with potential homebuyers to include builder sales training and support, mortgage loan backlog management, marketing efforts and relationship management across all stakeholders. Non-origination role; however, will support loans that have already been originated through centralized mortgage operations center. Business and production relationship manager and liaison to Mortgage Operations team.
Primary Job Responsibilities- Meet with buyer prospects to provide financial guidance, expertise and preapproval services.
- Sell the value of Pulte Mortgage to potential buyers requiring financing; setting expectations for application and documentation.
- Relationship building and training with PulteGroup sales consultants.
- Develop partnership with centralized operations teammates.
- Ensure a smooth transition from pre-contract activities to loan application with the Mortgage Operations team.
- Provide accurate loan backlog status visibility during weekly builder meetings; assist in progress of loans through pipeline to ensure on-time construction starts and closings.
- Contribute to branch performance as measured by. however not limited. to Capture Retention, Customer Service, Compliance, Focus on Supporting Financial Goals, etc.
- Strong partnership with the Sales team to help sell more homes.
- Provide exceptional customer service to all stakeholders.
- Support customer service efforts.
- Perform other duties as assigned.
Management ResponsibilitiesScope- Decision Impact: Individual
- Department Responsibility: None
- Budgetary Responsibility: No
- Direct Reports: No
- Indirect Reports: No
- Physical Requirements: Not applicable
Required Education/Experience - Minimum High School diploma or equivalent. Bachelor's degree preferred.
- Minimum 3-5 years previous related experience in mortgage lending is preferred.
- 1 - 2 years successful sales and/or business development experience is preferred.
Required Licensing, Registration and/or Certifications- Valid Driver's License as driving is an essential function of this position.
- An active NMLS License is preferred. Must be able to obtain and maintain mortgage license.
Required Skills/Knowledge- Ability to communicate actionable and valuable information to various dependent parties at different levels of the organization in a clear, effective, and professional manner.
- Proficiency in Microsoft Office Suite required.
- Ability to be proactive and self-motivated to set and achieve sales goals
- Must have excellent customer service acumen and presentation skills
- Incumbent must have the ability to work in a fast-paced, high-volume environment
- Will possess excellent time management skills. Have the ability to manage multiple priorities, possess analytical and problem-solving skills
- Will possess strong financial acumen
- Bilingual skills are highly desirable.
Additional Information- This position is subject to the CFPB Loan Originator Compensation Rule
- Salary offered plus an annual bonus structure. No cold calling and not a commissioned-based position
- This position is office-based, requiring in-office attendance five days a week to foster team collaboration and ensure direct customer engagement
- Candidate should be open to flexible scheduling options and have the ability to adapt to change as needed
- This position consists of a 5-day workweek that requires occasional weekend and/or evening hours, such as grand openings
- This position will require driving to sales communities across the Division
Salary Range:$79,000 to $98,000 ANNUALLY depending upon skills and experience.
This position is also eligible for an annual bonus based on the successful completion of defined performance objectives.
