Job Description
As a Multifamily Risk Analysis Lead Associate, you will lead operational and compliance risk assessments, support complex lender onboarding activities, and strengthen the risk management framework for Fannie Mae's Multifamily Delegation, Underwriting, and Servicing (DUS®) lender network.
You will leverage risk management expertise, analytical skills, and relationship management capabilities to deliver meaningful risk insights, advise business leaders on emerging risks, and support the operational strength and compliance of Multifamily counterparties.
A key focus of this role is managing end-to-end lender onboarding transactions, including mergers and acquisitions (M&A), de novo approvals, and other counterparty onboarding activities. Serving as a central coordination point, you will partner with cross-functional stakeholders to assess operational readiness, mitigate risks, and ensure timely execution of critical milestones.
You will also contribute to initiatives that enhance risk analytics, reporting, and documentation, including leveraging emerging technologies and AI-enabled solutions to improve efficiency and decision-making.
You'll collaborate with leaders across Multifamily, Enterprise Risk Management, Technology, Legal, Compliance, and Operations to solve complex challenges, support strategic onboarding initiatives, and enhance counterparty risk management. This role offers the opportunity to influence key decisions, contribute to innovative risk and technology initiatives, and deliver insights to senior leadership and regulatory stakeholders.
Key ResponsibilitiesCounterparty Risk Assessments- Conduct operational and compliance risk assessments of DUS® lenders and servicers.
- Evaluate governance, cybersecurity, technology and data controls, fraud risk management, and third-party risk programs.
- Assess adherence to the DUS Guide, program requirements, and regulatory expectations.
- Perform due diligence for new counterparties, including lender onboarding, M&A transactions, and de novo approvals.
- Develop clear, risk-based recommendations for senior leadership on counterparty risk profiles and mitigation strategies.
Risk Monitoring, Transaction Management & Governance- Serve as the central coordination point for lender onboarding transactions across business, technology, legal, compliance, and risk stakeholders.
- Manage project plans, timelines, deliverables, dependencies, and issue resolution across concurrent workstreams.
- Coordinate and conduct subject matter expert reviews, including operational readiness, fraud, information security, technology/data, resiliency, and third-party assessments. Monitor lender performance using dashboards, KRIs, and analytics to identify emerging risks and trends.
- Assess operational processes, governance, and controls; recommend mitigation strategies and track remediation through resolution.
Governance & Risk Framework- Contribute to the development and continuous enhancement of counterparty risk policies, compliance testing methodologies, governance processes, and operational risk controls.
- Support Enterprise Risk Management initiatives by ensuring activities align with regulatory expectations and Fannie Mae governance standards.
- Assist with enterprise and counterparty risk reviews, documenting conclusions that are clear, consistent, and well supported.
- Support strategic initiatives that modernize risk analytics, reporting, documentation, and technology-enabled risk management capabilities.
Communication & Relationship Management- Detail-oriented self-starter who collaborates effectively across functions to drive coordinated risk oversight and lender onboarding.
- Synthesize complex analyses from multiple stakeholders into concise, executive-ready recommendations.
- Prepare briefings and presentations for senior management, governance committees, and FHFA.
- Communicate complex risks clearly to internal stakeholders and external counterparties while fostering a strong risk culture.
THE EXPERIENCE YOU BRING TO THE TEAMMinimum Required Experience- Bachelor's degree in Finance, Business Administration, Accounting, Risk Management, Economics, or related field (or equivalent experience).
- 4+ years of experience in operational risk, compliance, enterprise risk management, audit, or financial services.
- Experience leading operational or compliance reviews and developing well-supported risk recommendations.
- Experience managing complex, cross-functional initiatives with competing priorities and governance requirements.
- Knowledge of multifamily lending, commercial real estate finance, or mortgage servicing preferred.
- Demonstrated ability to synthesize complex information and communicate insights to senior leadership.
- Shows curiosity and adaptability in learning and responsibly applying new technologies, including artificial intelligence, to reimagine how we work.
Desired Skills- Strong operational and compliance risk analysis experience (e.g., governance, cybersecurity, technology/data, fraud, and third-party risk).
- Proven project management skills, including coordinating cross-functional initiatives, managing timelines, and resolving roadblocks.
- Strong business acumen with the ability to synthesize complex information into clear, actionable insights.
- Excellent written and verbal communication skills; able to present complex ideas clearly and develop executive-ready materials, incorporating input from multiple stakeholders into cohesive recommendations.
- Experience collaborating effectively across Technology, Risk, Compliance, Legal, Operations, and other business partners.
- Proficiency with data analytics and visualization tools (e.g., Power BI, Tableau, SQL, Python, Alteryx).
- Experience leveraging AI-enabled tools and emerging technologies to enhance research, reporting, and analytical workflows.
- Strong analytical, problem-solving, and systems thinking skills, with sound judgment and ability to operate in a fast-paced environment.
- Relevant certifications (e.g., FRM, PMP, CIA, CRCM) are a plus.
#LI - TW1 - Hybrid
Qualifications
Education:
Bachelor's Level Degree (Required)
For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote.
The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here.
Requisition compensation:
123000
to
161000
