Business Cards & Payments (BC&P) | Build the Future.

In BC&P, we are looking for a Product Manager with a demonstrated interest and aptitude for Al. While formal on-the-job experience with Al is a plus, we highly value candidates who have proactively incorporated Al into their personal projects, explored Al-driven development environments (e.g., Cursor, Claude Code, GitHub Copilot), or built automations using Al agents. Show us how you've used Al to learn, build, and solve problems beyond basic text generation.

About The Role:

Last year, Capital One announced the historic Community Benefits Plan tied to the Discover acquisition, of which $15B+ is committed to underrepresented small businesses. One of these commitments is to launch Ventures Lending - a mission-based credit card focused on closing gaps in equity and opportunity targeted to traditionally underserved small businesses. As a Manager of Product Management for Ventures Lending, you will lead the strategy and implementation for product setup, partnerships, and customer support. You will be responsible for navigating complex problem solving across multiple lines of business to drive technical partnership and support strategies. 

Responsibilities:

• Destination Research & Strategy: Drive long-term technical improvements, create PRDs for destination builds, test and learn into using Alternative Data (ADS) (e.g., Finicity, SBFE) to underwrite customers, and refine the roadmap for long-term scaling.

• Product Setup & Implementation: Work with operations and tech teams to implement intent across various enterprise platforms, ensuring the core product meets our requirements.

• Partnership Strategy: Lead the product POV for network and community/CDFI partnerships, including referral logic, data sharing agreements, and prioritizing improvements based on partner feedback.

• Support & Servicing: Develop and scale strategy for financial health, resources and support tools, servicing, and loss mitigation, ensuring alignment between COF and partner support models.

• Operational Excellence: Define and monitor product KPIs, manage E2E testing strategies, and ensure the product remains well-managed regarding risk.

Capital One Product Framework

In this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product Management:

• Human Centered - Obsesses about internal and external customer needs to reimagine and innovate product solutions

• Business Focused - Delivers game-changing outcomes by focusing on leverage and execution excellence

• Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value

• Integrated Problem Solving - Identifies and resolves complex problems to deliver outcomes while mitigating product risks 

• Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment

Basic Qualifications:

• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: 

  • A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing

OR

• Bachelor's degree in any field and 3 years of Product Management experience 

Preferred Qualifications:

• Experience translating business strategy and analysis into consumer facing digital products

At this time, Capital One will not sponsor a new applicant for employment authorization for this position

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.