Affirm

Manager, Machine Learning Engineering (Underwriting)

Affirm$178K — $228K *
US-AnywhereRemote in Canada
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in a technical field preferred.
  • 8+ years of industry experience, including 3+ years in a management role.
  • Proficient in machine learning techniques such as tree-based models and transformers.
  • Strong software engineering skills with hands-on technical leadership ability.
  • Ability to navigate ambiguity and understand system architecture.

Responsibilities

  • Set the technical strategy for the machine learning team.
  • Act as a force-multiplier by defining and advocating technical solutions.
  • Collaborate with product management, design, and analytics throughout product development.
  • Develop talent through mentoring and feedback.
  • Lead by example while managing complex projects.

Benefits

  • 100% subsidized medical coverage for employees and dependents.
  • Generous stipends for technology, food, and lifestyle needs.
  • Competitive vacation and holiday schedules for work-life balance.
  • Employee stock purchase plan allowing purchase of shares at a discount.
Full Job Description
Join Affirm as a Machine Learning Engineering Manager and become a pivotal part of our innovative underwriting machine learning group. Specifically, you will manage a team of ML engineers that builds our economic decisioning engine, using novel ML techniques and rich representations of data to underwrite and optimize applications based on expected returns, lifetime value, and predicted conversion. In this role, you will help shape the future of machine learning at Affirm. You'll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company. You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy. What you'll do
  • Set the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projects.
  • Act as a force-multiplier through your definition and advocacy of technical solutions and operational processes.
  • Collaborate across teams in the product development lifecycle by partnering with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed.
  • Develop talent by providing feedback and guidance, and leading by example.
What We Look For
  • Bachelors in a technical field with 8+ years of industry experience, including 3+ years managing engineers
  • Proficiency in machine learning with experience in areas including tree-based models, transformers, deep learning, and agentic ML.
  • Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture
  • You thrive in ambiguity, and are comfortable moving from low level language idioms all the way to the architecture of large systems to understand how they work.
  • This position requires either equivalent practical experience or a Bachelor's degree in a related field.
Pay Grade - P Equity Grade - 7 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $178,000 - $228,000 Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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