Manager, Credit Risk

Attain Finance

• $120K — $160K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • BS or higher in a quantitative discipline or equivalent experience
  • 5+ years in credit risk analytics, particularly in Financial Services
  • Advanced skills in SQL, SnowFlake, or relational databases
  • Familiarity with Python, R, or similar analytical tools
  • Experience with data visualization tools like Tableau or Power BI
  • Strong analytical skills for data-driven insights
  • Excellent communication and organizational skills

Responsibilities

  • Design and enhance credit risk strategies to optimize portfolio performance
  • Conduct detailed portfolio analysis to identify credit trends and performance drivers
  • Forecast financial impacts of strategy changes on key metrics
  • Prepare materials for regulatory reviews and board reporting
  • Ensure compliance with credit risk policies and maintain documentation standards
  • Collaborate with Modeling & Scoring team to improve risk strategy deployment
  • Develop reporting infrastructure for performance tracking across markets and products
  • Utilize databases and analytical tools for strategy analysis and model monitoring
  • Communicate risk factor changes to ensure cross-functional alignment
  • Lead projects and provide ad hoc analysis for strategic decisions

Benefits

  • Flexible Paid Time Off Program
  • Medical, Dental, and Vision insurance
  • Life Insurance and Disability coverage
  • Voluntary insurance options
  • 401k program with company match starting after 30 days of employment
Full Job Description
Overview

As a member of our Risk Department, you will be a part of a very dynamic, learning-oriented risk team that thrives on innovation and opportunities to spearhead the deployment of new technologies for managing the growth of Attain’s lending portfolios.

 

 

Responsibilities

The Credit Risk Manager is responsible for developing and executing credit risk strategies that optimize portfolio performance across multiple loan products. This role serves as the primary subject matter expert on credit decisioning processes, partnering with stakeholders across operation, product, finance and compliance teams 

  • Design, implement, and continuously enhance credit risk strategies for assigned loan portfolios to reduce defaults, grow receivables, and improve revenue performance 

  • Conduct granular portfolio analysis leveraging bureau, cash flow, and internal behavior data to identify emerging credit trends, perform root-cause analysis, and isolate key performance drivers 

  • Forecast the financial impact of strategy changes on critical business metrics including credit losses and receivable 

  • Support leadership in preparing materials for regulatory reviews, audits, and board-level reporting 

  • Ensure compliance with credit risk policies and maintain documentation standards across all risk activities 

  • Partner with the Modeling & Scoring team to deploy risk strategies informed by new and updated models, improving deployment effectiveness and strategy performance monitoring 

  • Develop and enhance reporting infrastructure for assigned markets, products, and channels, including application and booked datasets and performance tracking dashboards 

  • Utilize relational databases and analytical tools (e.g., SQL, Python) to build datasets for strategy analysis and model monitoring 

  • Clearly communicate changes to risk factors and underwriting logic to ensure alignment across functions 

  • Lead independent projects and deliver ad hoc analysis to support strategic business decisions 

  • May directly supervise one or more associates 

Qualifications
  • BS or higher in a quantitative discipline (Statistics, mathematics, qualitative social science, operation management, finance, physics, ) or equivalent working experience 

  • 5+ years of professional experience in credit risk analytics. Strong knowledge in Financial Services with emphasis on risk management/analytics of loan or card product 

  • Advanced experience in SQL, SnowFlake, or relational databases 

  • Working knowledge in Python, R, or other analytical tools preferred 

  • Experience in Tableau, Sigma, Power BI, or other data visualization tools preferred 

  • Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and provide data-driven insights 

  • Strong business acumen with ability to translate analytical efforts to business results 

  • Strong organization skills and the ability to communicate effectively, both verbally and in written 

  • Exceptional problem-solving skills and ability to work effectively with minimal Comfortable working both independently and in a team environment. 

 

Base Salary:  $120,000 - $160,000 USD

 

The base salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.

 

All full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match.

 

 

#AttainFinance #remote

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