Job Description

Manages the overall credit quality and the development of credit structuring alternatives for a designated region or market segment. Approves credit decisions as appropriate. Develops and implements credit structuring alternatives to support marketing and account servicing plans. Develops and supports credit analysts and officers in their credit structuring and analysis responsibilities. Directs the day-to-day operation of workgroup.

Essential Functions

• Establishes overall credit administration and targets for workgroup in conjunction with bank/group performance targets. Counsels with credit staff to establish individual targets and the ongoing achievement against such targets.
• Establishes and manages credit quality targets for assigned portfolio. Counsels with staff on the development and achievement of credit quality goals, including appropriate intervention measures to maintain the quality of the account.
• Reviews approval or approves the extension of credit to certain accounts requiring a higher level of delegated authority.
• Manages credit officers and assists them in their development of credit alternatives and analyses for customers. Provides leadership and guidance in a team approach to account management and credit administration.
• Establishes long- and short-range credit quality targets for the unit. Coaches credit officers on achievement of plans.
• Ensures effective and efficient credit approval process. Fosters a credit culture to encourage early interaction between credit and the line to identify core issues and resolution strategies.
• Participates in planning activities for the division and the group. Contributes to the development of new or improved processes, products and services.
• As a people manager at CoBank, you will be expected to manage and lead associates. Responsibilities include, but are not limited to, associate performance management, talent strategy, workforce planning, change management, conflict resolution, and relationship management. You will drive and be accountable for the team’s development, alignment with the division’s objectives, as well as with CoBank’s strategy and mission.

Education

• Bachelor's Degree required

Work Experience

• 8 years of credit experience in banking industry. required
• 1 year of management/supervisory experience. required

Physical Exertion Details

Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Travel Requirement Details

Occasional Travel occurs infrequently (typically, once a month or less).

The typical base pay range for this role is between $146,500 - $180,100. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.