Tata Consultancy Services

Mainframe Developer with Payments

Tata Consultancy Services$95K — $130K *
Plano, TX 75025In-Person
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 10 years of experience in mainframe development and payments domain.
  • Strong expertise in COBOL, JCL, CICS, DB2, VSAM.
  • Hands-on experience with payment processing systems like ACH, Wire Transfers, and SWIFT.
  • Familiarity with ISO 20022 messaging standards and payment regulations.
  • Experience with source control tools such as Endevor, Changeman, or ISPW.

Responsibilities

  • Design and develop mainframe applications to support payment systems.
  • Analyze business requirements to create scalable solutions.
  • Enhance applications and provide troubleshooting and production support.
  • Conduct code reviews and promote best practices in coding standards.
  • Optimize application performance and manage production issues.
  • Develop payment processing applications across various payment flows.
  • Collaborate with business teams for compliance with payment regulations.

Benefits

  • Opportunity to work on mission-critical payment applications.
  • Engagement with innovative payment modernization initiatives.
  • Exposure to a wide range of payment processing technologies and systems.
  • Collaborative work environment with business teams.
  • Opportunity for professional growth and skill enhancement.
Full Job Description
Mainframe Developer with Payments

Must Have Technical/Functional Skills

Mainframe Developer with Payments domain expertise to design, develop, enhance, and support mission-critical payment applications. The ideal candidate should have strong mainframe development skills and hands-on experience with payment processing systems, including ACH, Wire Transfers, SWIFT, Real-Time Payments (RTP), and ISO 20022 messaging standards.

Experience: Minimum 10 years

Roles & Responsibilities
• Design, develop, test, and maintain mainframe applications using COBOL, JCL, CICS, DB2, and VSAM.
• Analyze business and technical requirements and develop scalable solutions.
• Perform application enhancements, troubleshooting, and production support.
• Conduct code reviews and ensure adherence to coding standards and best practices.
• Optimize application performance and resolve production issues.
• Develop and support payment processing applications for ACH, Wire, SWIFT, RTP, SEPA, or ISO 20022 payment flows.
• Work closely with business teams to implement payment regulations and compliance requirements.
• Support payment investigations, reconciliation, exception handling, and settlement processes.
• Participate in payment modernization and migration initiatives.
• Strong experience in: COBOL, JCL, CICS, DB2, VSAM, TSO/ISPF, File Processing & Batch Scheduling
• Experience with Endevor, Changeman, ISPW, or similar source control tools.
• Knowledge of MQ Series, FTP, and API integrations.
• Experience with production support and incident management.

Generic Managerial Skills,
• ACH Payments
• Wire Transfers
• SWIFT Payments
• RTP (Real-Time Payments)
• ISO 20022 Messaging
• Payment Reconciliation
• Settlement Processing
• Banking Operations

Salary Range- $95,000-$130,000 a year

About Tata Consultancy Services

Tata Consultancy Services (TCS) is an Indian multinational information technology (IT) services and consulting company, headquartered in Mumbai, Maharashtra, India. It is a subsidiary of Tata Group and operates in 149 locations across 46 countries. TCS is the largest Indian company by market capitalization and is ranked 11th on the Forbes Global 2000 list of the world's biggest public companies. TCS is also the second-largest IT services company in the world by revenue and the largest employer of women in India. The company provides services in areas including IT, consulting, and business solutions.
Learn more about Tata Consultancy Services
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