Loan Officer - Real Estate Investors

Team Architects

$140K — $175K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years in residential or commercial mortgage lending or related experience
  • Strong sales instincts for building relationships and closing deals
  • Bachelor's degree preferred but not required
  • State mortgage licensing preferred

Responsibilities

  • Educate and guide residential property investors on unique loan programs
  • Manage loans from due diligence through underwriting to closing
  • Utilize company-supplied leads and Salesforce effectively
  • Build trust and qualify clients confidently
  • Achieve and exceed origination goals for career advancement

Benefits

  • Equity opportunity through company ESOP plan for all hires in 2025
  • Hybrid work schedule with 1-3 days in-office per week
  • Monday to Friday schedule promoting work-life balance
  • Competitive commission structure with earnings potential $140K-$175K annually
  • Opportunities for bonuses based on performance
Full Job Description
Loan Officer - Real Estate Investors

Charlotte, NC (Hybrid: 1 or 3 days in-office depending on location) Full-Time $140K-$175K+ Potential

Are you ready to take your lending career to the next level? At Ternus Lending, LLC, we're not your average lender - we're investors who built a platform for investors. We specialize in lending for 1-4 family residential investment properties, helping clients grow their portfolios with innovative loan products you won't find anywhere else.

This is your chance to step into a role where you're not just closing loans - you're educating, inspiring, and empowering property investors while building relationships that last.

What You'll Do
  • Become the go-to expert for residential property investors, guiding them through our unique loan programs.
  • Master our products and systems to smoothly manage loans from Due Diligence → Underwriting → Closing.
  • Work smart: manage company-supplied leads and our Salesforce database for maximum conversion.
  • Build trust, distribute marketing, and qualify clients with confidence.
  • Hit and exceed origination goals - because here, top performers always rise fast.

Requirements
What We're Looking For
  • 2+ years in residential or commercial mortgage lending (or similar experience).
  • Strong sales instincts - you know how to build rapport, close deals, and create repeat clients.
  • Bachelor's degree is a plus (not required).
  • State mortgage licensing preferred.

Benefits
Compensation & Perks
  • Base Salary: $50,000 annually
  • Commission: $500 per funded loan OR 30 BPS of loan amount (whichever is greater)
  • Earnings Range: $140K-$175K annually, plus bonus opportunities
  • Equity Opportunity: All 2025 hires earn company stock through our ESOP plan
  • Hybrid schedule: Work from home with 1-3 days a week on-site in Uptown Charlotte
  • Monday-Friday schedule - work-life balance plus serious earning potential


Why Ternus Lending?

We've been in the investor's shoes - and we designed a lending platform built to solve real problems in real estate investing. That's why our products stand out and why our team thrives. Joining Ternus means joining a high-growth company where your earnings and impact scale together.

How to Apply: Ready to make an impact? Submit your resume and complete the assessment linked below. Don't wait-opportunities like this don't stay on the market for long!

Assessment Link: https://TeamArchitects.asmt.io/X7HNRKK7T/AccountExecutiveJob-Assessment

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