Commander, Navy Installations

Loan Guarantee Specialist

Commander, Navy Installations$75K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience with loan programs or financial services, preferably in a government or regulatory context.
  • Strong understanding of underwriting, risk management, and compliance review principles in residential loan processes.
  • Experience in preparing comprehensive reports and policy documents with recommendations for statutory changes.
  • Ability to provide technical guidance and training to internal staff and external stakeholders, particularly Tribes and lenders.
  • Demonstrated skill in conducting analytical studies and program evaluations to assess effectiveness of housing programs.

Responsibilities

  • Develop policies and guidelines for Indian, Alaskan Native areas, and Hawaiian homelands.
  • Initiate and prepare policy documents recommending statutory changes for Indian housing programs.
  • Provide technical advice and interpretation of complex housing policies to various stakeholders.
  • Conduct studies evaluating the effectiveness of housing policies and programs.
  • Plan on-site reviews of financial institutions to monitor compliance with loan guarantee requirements.
  • Review lender and Tribal loan packages for adherence to program standards.

Benefits

  • Comprehensive benefits package through federal employment designed to be rewarding.
  • Access to flexible work schedules available through HUD.
  • Potential for alternative work arrangements that support work-life balance.
Full Job Description
Summary

This position is located in the Department of Housing and Urban Development, Assistant Secretary for Public and Indian Housing.

Washington D.C. is among the possible duty locations for this position. The Washington, D.C. office is anticipated to relocate to Alexandria, Virginia. Applicants selected for the Washington, D.C. duty location may be required to report to the Washington, D.C. office upon entry on duty and subsequently transition to reporting to the Alexandria, Virginia location.

Duties

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This position is located in the Office of Public and Indian Housing (PIH), Office of Native American Programs. PIH's mission is to provide low-income families affordable housing opportunities as they transition to self-sufficiency and homeownership. PIH oversees the administration of HUD's Public Housing, Housing Choice Voucher, Section 8 Rental Assistance, and Native American Programs through a staff of Headquarters and Field employees. The field structure for PIH consists of 29 Hub Offices and 16 Program Centers that provide oversight, direct monitoring, and coordination for approximately 4,200 public housing authorities.

As a Loan Guarantee Specialist, you will:

  • Develop policies, program standards, procedures and guidelines in response to the unique problems and issues in Indian, Alaskan Native areas and Hawaiian homelands. These polices, programs, etc., are to be used by field offices, Tribes, tribally designated housing entities (TDHEs), Native Hawaiian housing agencies, and lending institutions. Makes decisions in consultation with the Office Director.
  • Initiate and prepare comprehensive policy documents that recommend statutory changes to affect the Indian housing and loan guarantee programs and comments on pending legislation, regulations, and guidelines prepared by other offices.
  • Formulate guidelines and provides technical advice, guidance, and interpretation of complex policies and procedures regarding the Indian loan guarantee programs to Tribes, TDHEs, Headquarters, field offices, tribal groups, Native Hawaiian groups and the financial community. Coordinate with the other Federal agencies (Interior, Health and Human Services, Agriculture, and Environmental Protection Agency).
  • Conduct analytical studies of various issues relating to housing and community development for the purpose of evaluation the effectiveness of current national policies and procedures in meeting program objectives, defining problems, and making recommendations for more effective administration of Indian loan guarantee programs.
  • Plan and conduct on-site reviews of financial institutions participating in the Section 184, 184A and the Title VI programs to monitor and evaluate their performance assuring consistency with program policies and requirements. Prepare final report(s), which are comprehensive and accurately reflect the findings of the reviews.
  • Review lender and Tribal loan packages for compliance with Indian loan guarantee program requirements. Evaluate loan files for compliance with sound underwriting decisions, prudent loan origination/servicing practices and compliance with loan guarantee program requirements.


Requirements

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Conditions of employment

Candidates will be selected for a job assigned to one of the official duty stations listed in this announcement. Failure to report to duty at the location for which the candidate is selected may be grounds for a disciplinary action, including removal.

Key Requirements:

  • Must be U.S. Citizen or U.S. National.
  • A probationary or trial period may be required. Continued employment is contingent upon supervisory certification that continued employment will benefit the Federal Service; the certification will occur no less than 30 days before the end of the probationary/trial period.
  • Must successfully complete a background investigation.
  • Public Trust - Background Investigation will be required.
  • Complete a Declaration for Federal Employment to determine your suitability for Federal employment, at the time requested by the agency.
  • Have your salary sent to a financial institution of your choice by Direct Deposit/Electronic Funds Transfer.
  • If you are a male applicant born after December 31, 1959, certify that you have registered with the Selective Service System or are exempt from having to do so.
  • Go through a Personal Identity Verification (PIV) process that requires two forms of identification from the Form i-9. Federal law requires verification of the identity and employment eligibility of all new hires in the U.S.
  • Obtain and use a Government-issued charge card for business-related travel.
  • Please refer to "Additional Information Section for additional Conditions of Employment."


Qualifications

You must meet the following requirements within 30 days of the closing date of this announcement.

Specialized Experience: For the GS-13, you must have one year (52 full weeks) of specialized experience at a level of difficulty and responsibility equivalent to the GS-12 grade level in the Federal service.

Specialized Experience
for this position includes:

- Reviewing and evaluating guaranteed loans or residential mortgage loan programs for underwriting quality, servicing practices, loss mitigation, claims processing, or compliance with program requirements; AND

- Applying underwriting, risk management, loan servicing, quality control, or compliance review principles to ensure adherence to loan guarantee program policies and standards; AND

- Preparing and analyzing oral and written reports, findings, or recommendations for management or other stakeholders; AND

- Providing technical guidance, training, and authoritative interpretation of policies, procedures, and program requirements to internal staff, Tribes, TDHEs, lenders, or other stakeholders; AND

- Conducting analytical studies and program evaluations to assess the effectiveness of housing or loan guarantee programs, identify systemic issues, and recommend improvements to policies, procedures, or program administration.


The experience may have been gained in either the public, private sector or volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis. To ensure full credit for your work experience, please indicate dates of employment by month/day/year, and indicate number of hours worked per week on your resume.

Time-in-Grade: In addition to the above requirements, you must meet the following time-in-grade requirement, if applicable:

For the GS-13 you must have been at the GS-12 level for 52 weeks.

Time After Competitive Appointment: Candidates who are current Federal employees serving on a non-temporary competitive appointment must have served at least three months in that appointment.

Education

This job does not have an education qualification requirement.

Additional information

OTHER INFORMATION:

  • We may select from this announcement or any other source to fill one or more vacancies.
  • Relocation expenses will not be paid.
  • Relocation incentive will not be paid.
  • Recruitment incentive will not be paid.
  • This is a bargaining unit position.
  • This position is Exempt from the Fair Labor Standards Act (FLSA).
  • HUD offers alternative and flexible work schedules.
  • This announcement may be used to fill additional vacancies for similar positions across HUD. During the online application process, you will be asked to specify if you would like your application information shared with other hiring managers in the Program Office listed in this announcement or in other HUD Program Offices. Opting to share your application information will not impact your application for this announcement, nor will it guarantee further consideration for additional positions.


CONDITIONS OF EMPLOYMENT (CONTINUED):

HUD employees are subject to a number of government-wide and HUD specific ethics laws and regulations, including restrictions on working in a real estate related business, and having Section 8 tenants, along with other prohibited interests and activities. To review applicable ethics rules and HUD specific restrictions, please visit https://portal.hud.gov/hudportal/HUD?src=/program_offices/general_counsel/ethics.

Benefits

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A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.

Review our benefits

Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

About Commander, Navy Installations

Commander, Navy Installations (CNI) is responsible for worldwide shore installation management and support for the United States Navy under Commander, Fleet Readiness Centers (COMFRC). CNI's mission is to enable the Navy's Operating Concept through Enterprise alignment of all shore installation support to the Fleet, Fighter and Family.
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