Moody's Investors Service

Let's begin! AVP-Ratings (CRE SFG) (15376)

Moody's Investors Service • $161K — $234K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in commercial real estate
  • Strong analytical skills for assessing mortgage-backed securities and property cash flows
  • Skilled in developing credit opinions through financial analysis
  • Proficient in Excel and financial modeling for transaction analysis
  • Ability to manage multiple projects in a fast-paced environment
  • Excellent written and verbal communication skills
  • Experienced in utilizing AI tools for operational efficiency and risk management

Responsibilities

  • Lead analysis and surveillance of commercial real estate securitizations
  • Analyze credit aspects of mortgage-backed securities transactions
  • Develop deal-level financial models for credit analysis
  • Formulate and document substantiated credit opinions
  • Present ratings recommendations to committees
  • Communicate analytical findings in stakeholder meetings
  • Prepare timely research publications and press releases
  • Conduct special research projects to enhance analytics

Benefits

  • Medical, dental, and vision insurance
  • Parental leave
  • Paid time off
  • 401(k) plan with employer contributions
  • Life, disability, and accident insurance
  • Discounted employee stock purchase plan
  • Tuition reimbursement
Full Job Description
Skills and Competencies
  • Minimum 5 years of professional experience in the commercial real estate sector
  • Strong analytical skills with the ability to assess commercial mortgage backed securities transactions, property cash flows, and credit risk
  • Experience developing and substantiating credit opinions through detailed financial and quantitative analysis
  • Proficiency in Microsoft Excel and financial modeling techniques required for transaction analysis
  • Ability to manage multiple projects simultaneously while producing accurate and detailed work in a fast-paced environment
  • Strong written and verbal communication skills with the ability to present findings to rating committees and internal stakeholders
  • Ability to work collaboratively with team members while also operating independently with limited supervision
  • Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.

Education
  • Bachelor's degree in Finance, Economics, Accounting, Engineering, or a related field
  • Advanced professional certifications or graduate-level studies related to commercial real estate, finance, or investments are preferred

Responsibilities

Lead the analysis and surveillance of commercial real estate securitizations to support high-quality credit assessments and research.
  • Analyze the credit aspects of commercial mortgage backed securities transactions, including property cash flows and transaction performance
  • Develop and maintain deal-level financial models to support rating surveillance and credit analysis
  • Formulate, document, and substantiate credit opinions based on quantitative and qualitative assessments
  • Serve as the lead ratings analyst for assigned transactions and present recommendations to rating committees
  • Communicate analytical conclusions and transaction updates during internal meetings and stakeholder discussions
  • Prepare accurate, insightful, and timely research publications and press releases
  • Conduct special research projects and contribute thought leadership initiatives that enhance analytics and market insights
  • Support rating analysis of commercial real estate collateralized loan obligation transactions, including transitional floating-rate commercial real estate loans

About the Team

Our Commercial Real Estate Finance team is responsible for monitoring and evaluating credit risk across commercial mortgage-backed securities and related structured finance products. The team combines deep market expertise, rigorous analytics, and independent credit judgment to provide investors with transparent and insightful ratings and research. By joining this team, you will contribute to impactful work within the commercial real estate sector while collaborating with experienced professionals who leverage innovative analytical tools, data-driven approaches, and responsible AI practices to enhance efficiency, research quality, and market leadership.

For US-based roles only: the anticipated hiring base salary range for this position is $161,500.00 - $234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

Keep up to date with the latest from Moody's Investors Service by following their career blog. Gain insights from insiders, and stay informed about new job openings and industry news.

Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

Search Moody's Investors Service Jobs

Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Founded
1900

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