Moody's Investors Service

Let's begin! AVP-Ratings (ABS) (14995)

Moody's Investors Service • $161K — $234K *
New York, NY 10025In-Person
Finance & Insurance
5 - 7 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Advanced master's degree in economics, statistics, applied mathematics, financial engineering, or related quantitative field, or a bachelor's degree with 7+ years of credit analyst experience.
  • Proficient in cash flow analysis, with strong modeling skills or a willingness to develop them.
  • Demonstrated professionalism and ethical standards in decision-making.
  • Strong ability to articulate independent analyses and defend viewpoints.
  • Highly organized with multitasking capability to meet tight deadlines.
  • Proven experience in teamwork, collaborating effectively with diverse viewpoints.
  • Hands-on experience implementing AI-powered solutions to improve business processes.

Responsibilities

  • Lead analysis of new U.S. Consumer ABS transactions, producing high-quality research for publication.
  • Act as lead analyst on transaction credit and legal risks, formulating rating opinions and recommendations.
  • Facilitate rating committees, presenting detailed analyses of transaction structures and their credit impact.
  • Engage in market discussions with arrangers, issuers, and investors regarding credit analysis.
  • Represent the team in operational reviews and industry events, enhancing visibility and collaboration.
  • Write insightful and publishable research reports on credit issues affecting the consumer ABS sector.
  • Conduct special projects focused on enhancing operational efficiency through data analytics and Generative AI.

Benefits

  • Comprehensive medical, dental, and vision insurance.
  • Generous parental leave and paid time off policies.
  • 401(k) plan with both employee and company contributions.
  • Life, disability, and accident insurance coverage.
  • Discounted employee stock purchase program.
  • Tuition reimbursement for continued education.
Full Job Description
Skills and Competencies
  • Excellent verbal and written communication and presentation skills
  • Strong modelling skills with the ability to perform cash flow analysis using analytical tools, or willingness and ability to develop these skills
  • Sound judgment and the highest ethical standards
  • Ability to develop independent opinions and defend views clearly and succinctly
  • Professional, proactive, collaborative, and responsive working style
  • Highly organized and efficient, with the ability to multitask and meet tight deadlines
  • Strong teamwork skills and the ability to work effectively with colleagues holding different viewpoints
  • Ability to work independently without the need for close supervision
  • Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency.
  • Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.

Education
  • Advanced master's degree in economics, statistics, applied mathematics, financial engineering, or a related quantitative field with relevant work experience, or a bachelor's degree in one of these fields with seven or more years of experience as a credit analyst

Responsibilities
  • This role is responsible for leading the analysis of new U.S. Consumer ABS transactions, producing high-quality, publishable research, and contributing to Moody's thought leadership through rigorous credit analysis and innovative analytical approaches.
  • Act as lead analyst for new U.S. consumer ABS transactions, analyzing transaction credit and legal risks, modeling cash flows, reviewing transaction and legal documents, and formulating rating recommendations and opinions
  • Lead rating committees and present analysis of legal and credit risks, including the potential credit impact of transaction structures and documentation
  • Conduct effective market dialogue around transaction credit analysis with arrangers, issuers, investors, and external legal experts
  • Represent the team in operational reviews, issuer and investor meetings, and industry conferences and events
  • Write clear, insightful, and publishable research, including transaction-related reports, articles, and in-depth reports on credit issues affecting the industry
  • Undertake special projects to enhance thought leadership and operational efficiency, including digital enablement initiatives that apply data analytics and Generative Artificial Intelligence

About the team
The U.S. Consumer ABS New Ratings Team within Moody's structured finance department assigns new ratings to a broad range of securitizations backed by consumer assets, including auto loans and leases, credit cards, personal loans, student loans, solar loans and leases, and timeshare loans. The team produces timely, high-quality research on emerging trends and events across these asset classes through sector and issuer commentary and in-depth research reports, while actively engaging with market participants through investor and issuer meetings and industry conferences.

For US-based roles only: the anticipated hiring base salary range for this position is $161,500.00 - $234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

Keep up to date with the latest from Moody's Investors Service by following their career blog. Gain insights from insiders, and stay informed about new job openings and industry news.

Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

Search Moody's Investors Service Jobs

Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Finance & Insurance
Founded
1900
* Ladders Estimates

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