Moody's Investors Service

Let's begin! AVP-Ratings (13982)

Moody's Investors Service$163K — $236K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Strong analytical skills in commercial real estate credit risk and financial data interpretation
  • Proficient in financial modeling and advanced Microsoft Excel skills
  • Ability to assess property cash flows and deal structures in CMBS transactions
  • Effective written and verbal communication for analysis presentation and report drafting
  • Ability to juggle multiple projects in fast-paced environments
  • Collaborative and independent work mindset
  • Detail-oriented with a commitment to high-quality work
  • Basic understanding of AI concepts with an eagerness to apply AI tools in real estate processes.

Responsibilities

  • Analyze and evaluate CMBS transactions for accurate credit ratings
  • Assess credit aspects of CMBS transactions via modeling and cash flow analysis
  • Formulate credit opinions through quantitative and qualitative analysis
  • Act as the primary ratings analyst for assigned transactions
  • Present analyses to rating committees and communicate internally
  • Produce presale reports and necessary documentation
  • Research credit trends affecting the CMBS sector
  • Engage in special projects to promote analytical and research development.

Benefits

  • Medical, dental, and vision insurance
  • Parental leave and paid time off
  • 401(k) with employee and company contributions
  • Life, disability, and accident insurance
  • Discounted employee stock purchase plan
  • Tuition reimbursement for continued education.
Full Job Description
  • Strong analytical skills with ability to evaluate commercial real estate credit risk and interpret financial data
  • Proficiency in financial modeling and advanced Microsoft Excel capabilities to support transaction analysis
  • Ability to assess property cash flows and deal structures within commercial mortgage-backed securities transactions
  • Strong written and verbal communication skills for presenting analysis and drafting presale reports
  • Ability to manage multiple projects and priorities in a fast-paced, deadline-driven environment
  • Collaborative mindset with the ability to work independently and as part of a team
  • Demonstrated attention to detail and commitment to producing accurate, high-quality work
  • Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.


Education

  • Bachelor's degree in Finance, Economics, Accounting, Engineering, or a related field
  • Minimum of 5+ years of professional experience in the commercial real estate sector
  • Experience in structured finance is preferred but not required


Responsibilities

  • Analyze and evaluate CMBS transactions to support accurate credit ratings and research insights.
  • Analyze credit aspects of commercial mortgage-backed securities transactions, including property cash flows and deal-level financial modeling
  • Formulate and substantiate credit opinions based on detailed quantitative and qualitative analysis
  • Serve as the primary ratings analyst on assigned transactions and lead analytical assessments
  • Present transaction analyses to rating committees and communicate findings in internal forums
  • Produce accurate and insightful presale reports and supporting documentation
  • Conduct in-depth research on credit trends and issues impacting the CMBS sector
  • Participate in special projects and contribute to thought leadership initiatives to enhance analytics and research impact


About the Team

The Commercial Real Estate Finance Group's CMBS primary ratings team is responsible for assigning initial credit ratings to securities backed by commercial real estate mortgage loans and producing impactful research on key credit issues. The team operates in a collaborative, fast-paced environment focused on analytical excellence and market insight. By joining this team, you will contribute to high-profile transactions, deepen your expertise in structured finance, and play a role in advancing data-driven research and analytical innovation.

For US-based roles only: the anticipated hiring base salary range for this position is $163,300.00 - $236,800.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

Keep up to date with the latest from Moody's Investors Service by following their career blog. Gain insights from insiders, and stay informed about new job openings and industry news.

Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

Search Moody's Investors Service Jobs

Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Founded
1900

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