Wells Fargo

Lead Product Manager Branded Cards Transformation

Wells Fargo$120K — $145K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in Product Management or related fields.
  • Knowledge of portfolio monitoring and line management in unsecured lending.
  • Experience with a leading credit card issuer or in management consulting.
  • Familiarity with credit policy and regulatory compliance.
  • Strong analytical skills with a focus on data-driven decision-making.

Responsibilities

  • Lead development of high-risk account management strategies.
  • Drive execution of credit line decrease and management programs.
  • Partner with cross-functional teams for quality outcomes.
  • Contribute to risk mitigation strategies aligned with profitability.
  • Ensure compliance and regulatory standards are met.
  • Define strategic initiatives for the credit card portfolio.

Benefits

  • Hybrid work schedule.
  • Opportunity to lead high-impact initiatives.
  • Engagement with senior leadership and cross-functional teams.
  • Role in shaping the future of the branded card platform.
  • Exposure to macroeconomic factors affecting portfolio performance.
Full Job Description

About this role:

Wells Fargo is seeking a Lead Product Manager to lead the strategic transformation of the Wells Fargo Branded Credit Card business. In this role, you will shape the evolution of product, credit, and marketing capabilities by defining and executing strategies that drive growth, simplify complexity, and enhance the customer experience. You will influence senior leadership, navigate regulatory requirements, and deliver solutions that strengthen competitive positioning and portfolio performance. This role offers the opportunity to lead high‑impact initiatives and play a critical role in shaping the future of the branded card platform.

In this role, you will:

  • Lead and support development of high-risk account management strategies responsive to macroeconomic conditions and portfolio dynamics

  • Drive strategic execution of credit line decrease and high-risk account management programs, ensuring alignment with business priorities

  • Partner with cross-functional teams to deliver high-quality outcomes

  • Contribute to strategies that drive risk mitigation while balancing customer experience and profitability

  • Ensure compliance and regulatory standards are met across all initiatives

  • Define and lead strategic initiatives for the credit card portfolio, ensuring alignment with enterprise priorities and financial objectives controls through data quality checks and validation to ensure reliable reporting

Required Qualifications:

  • 5+ years of Product Management, product development, strategic planning, process management, change delivery experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • Knowledge of portfolio monitoring and line management in unsecured lending

  • Proven experience with a leading credit card issuer or in management consulting within financial services, with exposure to consumer lending products (e.g., credit cards, auto loans, personal loans)

  • Experience in credit risk management

  • Familiarity with credit policy, risk frameworks, and regulatory compliance considerations

  • Experience with competitive analysis, market research, and benchmarking to inform product strategy

  • Comfort with financial modeling and a strong understanding of P&L drivers, pricing, and profitability

  • Exceptional verbal, written, and interpersonal communication skills, with the ability to influence and tailor messaging for diverse audiences, including senior leadership

  • Experience building strong relationships and collaborating effectively across multiple lines of business in complex, matrixed environments

  • Highly organized and adaptable, with the ability to prioritize and deliver results in fast‑paced, dynamic settings

  • Strong analytical and conceptual thinking skills, with experience in data‑driven decision‑making and the ability to create clarity amid ambiguity

  • Strong strategic thinking and problem‑solving skills, including the ability to structure ambiguous problems, deliver actionable recommendations, and make sound decisions grounded in market insights and business logic

  • Experience preparing polished, executive‑level presentations, metrics, and reports for leadership review

  • Results‑driven mindset with a proven track record of achieving objectives through cross‑functional teams

Job Expectations:

  • Willingness to work on-site at stated location on the job opening

  • This position offers a hybrid work schedule

Location:

550 S Tryon St, Charlotte, NC 28202

2200 Concord Pike, Wilmington, DE 19803

401 Las Colinas Blvd W Bldg B Irving, TX 75039

Posting End Date:

5 Aug 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

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Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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