Wells Fargo

Lead Emerging Middle Market Business Development Representative

Wells Fargo$80K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of Emerging Middle Market Business Development experience or equivalent combination of work, training, or education.
  • Comprehensive knowledge of commercial banking products, including lending and treasury management.
  • Completion of a formal credit training program with strong analytical skills.
  • Established network and understanding of the Houston market.
  • Experience managing risk and adhering to policy and regulatory standards.
  • Excellent communication skills, able to influence diverse stakeholders.

Responsibilities

  • Identify and engage complex prospects through various outreach strategies to generate new relationships.
  • Lead market planning and growth initiatives using competitive analyses and business tools.
  • Analyze prospect needs considering financial, strategic, and risk factors for profitable engagement.
  • Make informed decisions in complex situations related to Commercial Banking policies and standards.
  • Collaborate with peers and senior managers to resolve issues and achieve business objectives.
  • Maintain in-depth knowledge of financial solutions available to clients and design compelling proposals.
  • Partner with Relationship Managers and product teams to tailor financial solutions during the sales cycle.

Benefits

  • Hybrid work schedule.
  • Opportunity to mentor less experienced colleagues.
  • Potential for community engagement through local market knowledge and network.
  • Access to a comprehensive suite of financial solutions.
Full Job Description

About this role:

Wells Fargo is seeking a Lead Emerging Middle Market Business Development Representative for clients with annual revenue of $25MM to $100MM supporting the Houston market as part of the Commercial Bank. Learn more about career areas and business divisions at


In this role, you will:

  • Identify, source, and engage complex prospects through both cold and warm outreach strategies, leading the team in developing approaches that generate new, profitable Commercial Banking relationships within the $25–$100MM revenue segment
  • Lead complex market planning and strategic growth initiatives by conducting competitive analyses, leveraging business and analytics tools, and applying market insights to identify high‑potential opportunities across the region
  • Assess and analyze multifaceted prospect needs including financial, strategic, and risk considerations while evaluating Wells Fargo’s relationship, credit, and product capabilities to ensure profitable and responsible engagement
  • Make decisions in complex situations that require a deep understanding of Commercial Banking policies, procedures, underwriting standards, and regulatory expectations, guiding the team to meet business development targets and execute new initiatives
  • Strategically collaborate and consult with peers, colleagues, and middle to senior level managers to resolve prospects’ issues while achieving Wells Fargo’s business objectives, by helping prospects navigate processes and escalating inquiries when needed; serve as a mentor for less experienced colleagues
  • Maintain a deep understanding of the full suite of financial solutions available to Commercial Banking clients including credit, treasury, capital markets, and specialized products as well as the solutions prospects currently use, to design compelling, relationship‑centric proposals
  • Partner closely with Relationship Managers and product teams throughout the sales cycle, from prospecting through the first transaction, coordinating internal activities and leading the development and presentation of tailored financial solutions


Required Qualifications:

  • 5+ years of Emerging Middle Market Business Development experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Comprehensive knowledge of core commercial banking products and services, including commercial lending, treasury management, and related financial solutions
  • Completion of a formal credit training program, demonstrating advanced analytical capability and strong credit judgment
  • Established local network and deep understanding of the Houston market, enabling strong business development and community engagement
  • Commercial banking relationship management experience supporting clients with annual revenue of $25MM to $100MM, with proven ability to deliver tailored financial solutions
  • Demonstrated ability to collaborate across business lines to bring the full organization to clients and prospects
  • History of generating new client relationships, and building, growing, and retaining long‑term partnerships
  • Experience identifying, managing, and mitigating risk, with consistent adherence to policy, controls, and regulatory expectations
  • Excellent verbal, written, and interpersonal communication skills, with the ability to build credibility and influence across diverse stakeholders


Job Expectations:

  • This position is not eligible for Visa sponsorship
  • This position offers a hybrid work schedule
  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
  • Ability to travel up to 10% of the time

#CommercialBanking

Location:

  • 1000 Louisiana Street- HOUSTON, TX
  • 21 Waterway Avenue- THE WOODLANDS, TX 77380

Posting End Date:

16 Jul 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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