Citigroup, Inc

Junior Applications Developer - Programmer Analyst

Citigroup, Inc • $76K — $106K *
Jacksonville, FL 32210Hybrid
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 2+ years of relevant experience preferred
  • Ability to write and analyze code in multiple programming languages
  • Strong problem-solving and decision-making skills
  • Excellent written and verbal communication abilities
  • Capacity to manage competing priorities in a fast-paced environment
  • Bachelor's degree in a relevant field or equivalent practical experience

Responsibilities

  • Design and develop enhancements to applications using development procedures and scripting tools
  • Deliver tested code as part of an agile development team
  • Analyze existing applications for vulnerabilities and implement improvements
  • Collaborate with cross-functional teams to understand requirements and propose solutions
  • Translate functional requirements into technical design specifications
  • Identify and resolve application issues using established precedents
  • Assess risks to ensure compliance with regulatory requirements and internal standards

Benefits

  • Structured entry point into applications development
  • Hands-on experience within an agile team throughout the software delivery lifecycle
  • Mentorship and coaching from experienced professionals
  • Hybrid working model for flexibility and collaboration
  • Access to learning and development resources
  • Exposure to large-scale systems in financial services
Full Job Description
Join Citi's technology team as an Applications Developer - Intermediate Programmer Analyst, where you will contribute to the design, development, and continuous improvement of application systems that support global financial services operations. Working within an agile development team, you will play a hands-on role in delivering tested, production-ready code releases while collaborating closely with technology and business stakeholders. This is an excellent opportunity for a recent graduate or early-career developer looking to build a strong foundation in applications development within a leading global bank.

Responsibilities
  • Design and develop application enhancements by applying knowledge of development procedures, scripting tools, and code analysis to meet evolving system requirements.
  • Build and deliver tested code releases as part of an agile development team, participating in all agile ceremonies including sprint planning, stand-ups, and retrospectives.
  • Analyze existing applications to identify vulnerabilities, security gaps, and areas for improvement, then implement targeted fixes through structured testing and debugging.
  • Collaborate with business users, clients, and cross-functional technology teams to understand requirements and recommend effective programming solutions.
  • Apply programming language fundamentals to translate functional requirements into clear technical design specifications.
  • Identify and resolve application issues by drawing on technical experience and established precedents to select and implement the most appropriate solutions.
  • Assess risk considerations when contributing to technical decisions, ensuring solutions align with regulatory requirements and Citi's standards for security and compliance.


Required Qualifications & Skills
  • 2+ years of relevant experience preferred
  • Demonstrated ability to write, analyze, and interpret code across one or more programming languages.
  • Proven problem-solving and decision-making skills, with the ability to evaluate options and implement effective technical solutions.
  • Clear and concise written and verbal communication skills, with the ability to convey technical concepts to both technical and non-technical audiences.
  • Ability to manage competing priorities, meet deadlines, and adapt to changing requirements in a fast-paced environment.
  • Bachelor's degree in a relevant field, or equivalent practical experience.


What We Offer

At Citi, you will join a collaborative, performance-driven technology team where your contributions have a direct impact on systems used across global financial markets. We invest in the growth of our people and provide the tools, exposure, and support needed to build a meaningful career in technology.
  • A structured entry point into applications development at a global financial institution, with clear pathways for career progression.
  • Hands-on experience working within an agile team, participating in the full software delivery lifecycle from planning through to production release.
  • Mentorship and coaching from experienced technology professionals, supporting your technical and professional development.
  • Hybrid working model with 3 days in the office and 2 days working remotely, providing flexibility alongside meaningful in-person collaboration.
  • Access to learning and development resources to deepen your technical skills and broaden your understanding of financial technology.
  • Exposure to complex, large-scale systems and the opportunity to develop expertise that spans both technology and financial services.


Apply today and take the next step in your development career by building the technology that powers one of the world's leading global banks.

#LI-DD2

Job Family Group:
Technology

Job Family:
Applications Development

Time Type:
Full time

Primary Location:
Jacksonville Florida United States

Primary Location Full Time Salary Range:
$76,560.00 - $106,840.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Jul 03, 2026

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

Citigroup, Inc Careers

Join the vibrant team at Citigroup, Inc, a leading global bank, and propel your career into the future. Citigroup offers a plethora of job opportunities that span across various fields and expertise, making it an ideal place for ambitious professionals to thrive.

Work You’ll Do

At Citigroup, Inc, you will engage in exciting work that matters. Join our team to help innovate and drive transformation in the banking industry. With Citigroup, you can lead initiatives that redefine how banking works and how financial services can empower people globally.

Innovate and Lead

Citigroup, Inc is at the forefront of financial innovation and leadership. By joining our team, you will work alongside top professionals to develop solutions that enhance customer experiences and operational efficiency. Our commitment to innovation is fundamental, and we encourage our team to push boundaries and think outside the box.

Grow Your Career

Citigroup, Inc is not just a company; it's a place where you can grow both professionally and personally. We offer robust career paths and professional development opportunities that help you reach your potential. With diverse career tracks and the support of leadership, your growth at Citigroup is limitless.

Diversity and Inclusion

We believe our strength comes from the diversity of our team. Citigroup, Inc is dedicated to fostering an inclusive workplace where everyone can contribute their best work. Through diversity training and a culture that embraces differences, we create a welcoming environment for all employees.

Benefits and Culture

Citigroup, Inc values the well-being of its employees. We offer competitive benefits packages that support the health, finance, and lifestyle of our team members. Our culture is built on collaboration, respect, and a commitment to excellence. We ensure that every team member feels valued and part of our global family.

Internship and Employment Opportunities

Start your professional journey with Citigroup through our internship programs or full-time job opportunities. We are constantly hiring fresh talent and seasoned experts who bring creativity and innovation to our team. Whether you're refining your skills or ready to lead, there's a position waiting for you at Citigroup.

Networking and Professional Development

At Citigroup, Inc, networking and continuous learning are part of our DNA. We provide platforms for employees to connect with industry leaders and peers, enhancing their skills and opening up new career opportunities. Our leadership programs and professional development initiatives ensure that you are always ahead of the curve.

Join Our Team

Explore the numerous positions available at Citigroup, Inc that match your skills and interests. We are looking for passionate, curious, and solution-driven team players who are ready to make an impact.

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Citigroup, Inc is where your ambition meets opportunity. Join us and transform your career while making a global impact.
Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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