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The Intraday Liquidity Management function, within Corporate Treasury, oversees liquidity risk arising from the Bank’s global payment and settlement activities. The team strengthens intraday liquidity capabilities, optimizes liquidity usage, and operates within the first line of defense to identify, monitor, and manage intraday liquidity risk. The role requires effective collaboration and communication with lines of business and other internal and external partners across global time zones.

As a member of the Intraday Liquidity team, you will help lead the development, management, and execution of the Bank’s enterprise-wide intraday liquidity framework, including related funding and collateral considerations. You will provide expertise in measuring, analyzing, and managing regulatory and internal liquidity risks arising from business activities. Through regular engagement with lines of business, you will develop a strong understanding of business strategies, products, markets, payment flows, and regulatory requirements across retail, commercial, and trading activities.

The role combines intraday liquidity risk management, forecasting, monitoring, analytics, reporting, business engagement, and operating-model development. You will provide recommendations on risk mitigation and optimization opportunities and help advance the Bank’s intraday liquidity capabilities as processes, data, and technology continue to mature.

• Leads the development and implementation of intraday liquidity risk management processes, analytical capabilities, and operating practices across Enterprise Corporate Treasury.
• Develops recommendations on intraday liquidity risk appetite, limits, thresholds, and early-warning indicators in collaboration with relevant first- and second-line stakeholders.
• Oversees daily and intraday monitoring of liquidity positions, payment and settlement activity, capacity utilization, and emerging risk indicators.
• Leads or oversees intraday liquidity forecasting, forecast-versus-actual analysis, variance assessment, and business follow-up on material drivers.
• Oversees forecast-versus-actual and source-to-output matching processes, reviews material exceptions, and coordinates investigation and remediation.
• Supports the development and ongoing enhancement of methodologies, models, assumptions, and analytical approaches.
• Identifies emerging trends, concentrations, and risk drivers and translates analysis into actionable recommendations for management.
• Partners with lines of business to understand activity that drives intraday liquidity risk and advises on risk mitigation, operating changes, new products, and optimization opportunities.
• Oversees recurring and ad hoc management information, including liquidity forecasts, payment-flow analysis, intraday positions, risk metrics, and committee reporting.
• Supports regulatory and internal requirements, control execution, issue remediation, and responses to audit and second-line inquiries.
• Partners with Treasury, Finance, Operations, Risk, Technology, and other stakeholders to implement strategic intraday liquidity initiatives.
• Provides subject-matter expertise and guidance on complex or non-routine intraday liquidity issues and supports material event response and escalation.
• Identifies opportunities to use approved automation, analytics, and AI capabilities to improve monitoring, forecasting, reporting, exception management, and risk identification.
• Provides guidance and analytical direction to other team members as appropriate.
• Performs other related duties as required.

Qualifications:

• 5+ years of relevant experience and a post-secondary degree in a related field, or an equivalent combination of education and experience.
• Strong knowledge of liquidity, funding, collateral, treasury, payments, or related risk-management disciplines.
• Strong analytical and problem-solving capabilities, including the ability to interpret large and complex data sets.
• Strong verbal and written communication skills.
• Strong stakeholder-management, collaboration, and influencing skills.
• Ability to exercise sound judgment and develop data-driven recommendations.
• Experience with liquidity forecasting, payments, risk analytics, regulatory reporting, or treasury data is preferred.
• Working knowledge of automation and AI tools and their practical application in financial analysis and risk management.

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: