Morgan Stanley

International Lending Transactor- Assistant Vice President

Morgan Stanley$85K — $140K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3-5 years of securities-based lending experience
  • Preferred experience in private banking
  • Formal credit training is a plus
  • Bachelor's degree required; MBA or JD preferred
  • Strong communication and presentation skills

Responsibilities

  • Collaborate with Private Bankers and Risk to close securities-based loans for HNW clients
  • Proactively manage the underwriting pipeline to meet service levels
  • Prepare senior management reports on liquidity analyses of securities-based loans
  • Make enhancement recommendations to credit policy based on business needs
  • Develop creative structuring solutions for client transactions

Benefits

  • Access to a variety of Morgan Stanley sponsored benefit programs
  • Opportunities for discretionary bonuses and incentive compensation
  • Potential for commission earnings
  • Long-term incentive packages
  • Support for professional development and change management initiatives
Full Job Description
We are seeking a high-potential International Lending Transactor to help grow our Lending Transactors Team serving high and ultra high-net-worth clients in our Wealth Management group. The International Lending Transactor ("ILT") is responsible for advising on large and complex securities-based lending transactions in the Private Bank Group. The ILT will collaborate closely with the Head of HNW Lending Transactions and Senior Lending Transactors to support the needs of clients, Private Bankers and Financial Advisors. He or she will establish key partnerships with Sales, Risk, Legal and other key constituents to ensure that risk is appropriately managed while supporting the Firm's goal of providing quality private banking solutions to its HNW clients. Responsibilities include managing the securities-based lending process, pipeline, loan quality, and deal structuring of complex securities transactions for clients within the high and ultra high-net-worth space, ensuring proper controls and procedures exist for timely and accurate processing of loan reviews while maintaining an environment focused on credit quality, service, accuracy and efficiency. Role will also provide valuable insight and support for evolution of the SBL product offering and partner with product management and support teams to deliver First Class solutions for this important client segment. Position Responsibilities: • Work closely with Private Bankers and Risk to execute and close securities-based loans, including Margin and bank loans, for HNW and UHNW clients. • Proactively manage the securities-based lending underwriting pipeline and workflow to ensure service levels are achieved and production is managed across the team. • Manage workflow and monitor daily productivity, ensure proper controls and procedures are documented, maintained and followed. • Prepare and issue senior management reports regarding sophisticated liquidity analyses of securities-based loans. • Make recommendations to enhance credit policy to meet business needs. • Establish a reputation of execution and excellence and gain confidence of the Firm partners. • Develop and present creative and intelligent solutions and advise in structuring client transactions or offer constructive alternatives. • Understand the securities-based lending competitive environment and develop strategies to retain and win new business. • Organize, manage, control and evaluate standards and controls necessary to ensure the timely and accurate execution of decisions. • Work with Private Bankers, Financial Advisors and members of the client's inner circle to advance their loan request i.e. business managers, family office, CPAs and others as needed • Provide subject matter expertise to Private Bankers and Financial Advisors to execute and close securities based loans for non-resident HNW and UHNW clients. • Collaborate closely with Regional Sales Managers, Private Bankers, Risk, Legal, Operations and other partners in support of the Firm's goal of providing private banking products to clients. • Develop and negotiate structuring recommendations within framework of the Firm's credit policy and philosophy. • Act as Subject Matter Expert (SME) in support of internal clients including independent analyses of client financial information for securities collateral to determine appropriate solutions. • Assist in the development of long-term product and service roadmaps for marketplace differentiation and new revenue potential. • Manage Exception Pricing Approval for securities-based lending products in accordance with Pricing Exception Guidelines. • Cover all securities-based lending requests for non-resident clients including single/concentrated stock/Restricted stock/ requests that can be met within SBL/Margin Product Programs • Identify gaps to customer experience, translate them to actionable projects and deliver on enhancements. • Build product awareness and understanding among Financial Advisors, Field Management and Private Bankers regarding the relevancy and application of specific products within HNW Lending. • Additional responsibilities as required by management. Position Responsibilities: • Minimum 3-5 years of securities-based lending experience required • Private Bank experience preferred • Formal credit training preferred • BA or BS required. MBA or JD preferred Skills/Abilities: • Demonstrate creativity and thoughtful solutions in framing private banking transactions. • Possess excellent verbal and written communication skills and presentation skills. • Ability to meet deadlines, multi-task and manage expectations. • Results-oriented with a track record of delivering impactful results in a dynamic client-centric environment • Strong interpersonal skills to communicate with sophisticated clients, financial advisors, and senior stakeholders • Thorough understanding of the organization's strategic objectives and capabilities • Communicate complex ideas and issues using clear and concise language • Detail orientation with strong organizational and analytical skills • Ability to drive and support change management Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

About Morgan Stanley

Morgan Stanley Investment Management are active managers of capital, working to outperform the market and deliver results for their clients. Morgan Stanley Investment Management's long-tenured professionals apply their experience and expertise across public and private markets, in single-sector, multi-asset and custom solutions.

Morgan Stanley Careers

Joining Morgan Stanley today means becoming part of a global team dedicated to strengthening communities, pioneering innovation, and fostering diversity. As a leading global financial services firm, Morgan Stanley offers unparalleled job opportunities, career growth, and a culture of leadership that together create an exceptional employment experience. Work You’ll Do At Morgan Stanley, you will collaborate with knowledgeable professionals to drive innovation and deliver solutions in financial services. Our team is composed of diverse, talented individuals who bring their unique skills and perspectives to work every day, setting the standard for leadership in the global market. Morgan Stanley is not just a company; it's a place where ambitious, creative, and skilled individuals can build a rewarding career. Here, you can experience the benefits of a vibrant culture dedicated to professional growth and diversity training. Internship Programs Kickstart your career with Morgan Stanley’s internship programs. These positions offer invaluable industry insights and professional experience to students and recent graduates. Interns at Morgan Stanley gain hands-on experience, working alongside seasoned experts in a dynamic, supportive environment. Innovation and Professional Growth We believe in the power of innovation to solve complex problems and encourage our team to think differently and act boldly. Morgan Stanley supports your career development through comprehensive training, development programs, and leadership workshops, ensuring that every employee has the tools they need to succeed. Join Our Team Explore the various job opportunities at Morgan Stanley, from entry-level positions to executive roles. We are hiring individuals who are passionate about finance and eager to contribute to a team that values integrity, excellence, and a forward-thinking mindset. Enhance your skills through our networking events, mentorship opportunities, and ongoing professional development. Stay Connected Keep up to date with the latest from Morgan Stanley Careers by subscribing to our job alert emails. Tailor your preferences to receive updates about new postings, career tips, and exclusive insights from our team leaders. Apply Now Ready to take the next step in your career? Search open positions that match your skills and interests on the Morgan Stanley Jobs portal. Prepare your resume, refine your interview techniques, and join a company that values innovation and leadership. At Morgan Stanley, we’re not just building careers—we’re developing leaders. Discover how far your talents can take you by joining our team today.
Learn more about Morgan Stanley
Size
77,000 employees
Market Cap
$144.1 billion
Industry
Net Income
$10.9 billion
Founded
1935
5 Year Trend
+10%
Revenue
$52 billion
NASDAQ

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