Location: Waltham, MA (hybrid)

We9re looking for an Insurance Product Manager to help grow and evolve our Commercial Property and Inland Marine business.

You9ll operate as a business owner for our insurance products-identifying growth opportunities, improving profitability, shaping product strategy, and turning ideas into market-ready solutions.

At NEXT, insurance product managers build. You9ll stay close to both implementation and business results.

We hire insurance product managers at multiple levels. Level and scope will reflect your experience, prior ownership, and demonstrated ability to drive business outcomes.

What You9ll Do:

• Identify and prioritize growth opportunities across customer segments, geographies, coverages, distribution, and product capabilities.
• Build, not just recommend. Lead initiatives from business case and product development through regulatory filing, design&implementation, launch, and performance monitoring. Make product changes directly where possible and partner with Engineering and Design on larger builds.
• Drive profitable growth by diagnosing portfolio performance and translating insights into pricing, segmentation, underwriting, coverage, and form changes.
• Shape the product strategy and roadmap using customer needs, competitive intelligence, claims insights, and portfolio economics.
• Serve as a trusted product expert and cross-functional owner, partnering with Actuarial, Engineering, Data Science, Legal&Compliance, AI Underwriting, Claims, Operations, and leadership.

What We Need:
Required

• Experienced: You have 5+ years of P&C insurance experience, with demonstrated ownership of insurance products, portfolios, or major initiatives. You understand how pricing, underwriting, segmentation, coverage, forms, and regulatory filings work together to drive product performance.
• Builder: You take work from problem definition through launch and results. You9re hands-on, comfortable with implementation details, and willing to learn the systems and tools needed to get the work done.
• Business-minded: You understand how insurance product decisions affect growth, profitability, and loss performance. You use data to diagnose drivers, evaluate trade-offs, and take action.
• Skilled: You9re analytical, highly organized, and able to lead multiple complex initiatives. You communicate clearly and work effectively across insurance, technical, and business teams.
• Hungry: You want meaningful ownership and visible impact. You9re proactive, curious, collaborative, low-ego, and open to using new technology-including automation and AI-to improve how work gets done.

Preferred

• Commercial lines experience, particularly Commercial Property, Inland Marine, or Businessowners Policy (BOP)
• Relevant property-focused personal lines experience, particularly Homeowners or Dwelling Fire
• Experience with rate, rule, or form filings
• Experience partnering directly with Actuary, Engineering, Design, or technical product teams
• Small commercial, insurtech, or digital insurance experience

Strong candidates from other P&C product lines will also be considered.

Qualifications:

• • BA/BS degree required
  • Advanced degree and/or insurance designation is a plus

The range displayed on this job posting reflects the minimum and maximum target for new hire base salaries for the position in the location(s) listed. Within the range, individual pay is determined by additional factors, including, without limitation, job-related skills, experience, and relevant education or training. ERGO NEXT employees are also potentially eligible for our annual performance-based incentive program, in addition to our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more.

US annual base salary range for this full-time position:

$127,000-$170,000 USD

Don9t meet every single requirement? Studies have shown that some underrepresented people are less likely to apply to jobs unless they meet every single qualification. At ERGO NEXT, we are dedicated to building a diverse, inclusive and respectful workplace, so if you9re excited about this role but your past experience doesn9t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.

One of our core values is 9Play as a Team9; this means making sure everyone has an equal chance to participate and make a difference. We win by playing together.