Inside Property Adjuster (Homeowners)

Allstate Insurance Company

$68K — $115K *
US-AnywhereRemote in Arizona, US
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in adjusting complex Homeowners claims
  • Strong understanding of insurance policies and industry standards
  • Ability to recognize residential construction components
  • Experience with claims involving fraud or subrogation
  • Strong customer service skills and relationship management expertise

Responsibilities

  • Investigate and confirm facts of complex Homeowners claims
  • Apply advanced level experience in various specialty areas
  • Partner with fraud or subrogation representatives for optimal outcomes
  • Identify and respond to complex customer needs
  • Determine subrogation or fraud potential in claims
  • Conduct comprehensive investigations into coverage and damages
  • Exercise discretion in adjusting claims within set authority limits

Benefits

  • Comprehensive technology setup for remote work
  • Monthly reimbursement for internet costs
  • Requirements for a dedicated and distraction-free workspace
  • Minimum internet speed requirements for effective job performance
Full Job Description
Responsible for investigating and confirming the facts of loss for complex Homeowners Claims. Determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority. This role provides guidance to junior employees.

This is a remote role servicing Pacific time zone states. Ideal candidate will be located in the Pacific time zone. Candidates must be able to work 8am to 5pm Pacific time zone hours.

Key Responsibilities
  • Applies increased experience in the Adjuster II level or a rotation into a specialty position (Coverage, Investigation Specialist, Litigation, Large Loss, Water Mitigation, Desk Review)
  • For claims involving fraud or subrogation, partners with assigned reps from those areas to achieve best outcome
  • Recognizes and identifies key components of residential construction and repair, including structural integrity and home systems
  • Identifies complex customer needs and works to meet those needs using appropriate customer service skills
  • Determines subrogation or fraud potential and how to handle
  • Demonstrates advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
  • Handles investigation regarding all aspects of complex Homeowners first party claims (coverage, damages and subrogation) with the exercise of discretion and independence within increased level of authority


Supervisory Responsibilities
  • This job does not have supervisory duties.


Skills
Case Management, Claims Administration, Insurance Administration, Insurance Underwriting, Relationship Management

Compensation
Compensation offered for this role is 68,500.00 - 115,600.00 annually and is based on experience and qualifications.

Benefits

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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