Field Property Adjuster

Allstate Insurance Company

$70K — $121K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of property claims experience required
  • Proficiency in Xactimate
  • Active adjuster license or eligible for reciprocal licensing
  • Strong organizational skills
  • Proven customer service excellence
  • Experience in field and desk claims handling preferred

Responsibilities

  • Investigate and evaluate property claims from start to finish
  • Assess damages and negotiate settlements
  • Manage the entire lifecycle of claims, including supplements and ALE
  • Maintain clear and timely communication with customers
  • Ensure compliance with regulatory standards and fair claims practices
  • Build strong relationships with internal and external stakeholders
  • Recommend process improvements based on claim outcomes

Benefits

  • $1,000 Licensing Sign on Bonus for qualified candidates
  • Comprehensive technology setup for remote work
  • Monthly connectivity reimbursement for internet costs
  • Flexible work-from-home options
  • Opportunity for formal and ad hoc training involvement
Full Job Description
Job Description
As a Field Property Adjuster, you will investigate and evaluate homeowners property claims from start to finish. You will confirm the facts of loss, determine coverage, assess damages, and negotiate settlements within your assigned authority. In this role, you will manage the entire claim lifecycle, including supplements, Additional Living Expense (ALE) claims, contents, and personal property losses. You will work closely with customers, contractors, and other partners to ensure claims are handled accurately and efficiently.

A key part of this position is delivering excellent customer service through clear, timely communication, keeping customers informed and supported throughout the claims process.

We are seeking an experienced Field Property Adjuster located in Houston, TX or surrounding areas with proficiency in Xactimate and a strong foundation in claims handling, including supplements, ALE, contents and full claim ownership. The ideal candidate will demonstrate strong organizational skills, a proactive approach, excellent customer service, and the ability to adapt in a fast-paced environment. Experience handling claims in both field and desk settings is strongly preferred. Holds an active adjuster license or possess a license that qualifies for reciprocity in the applicable states is strongly preferred.

Key Responsibilities
• Exhibits mastery estimating fundamentals in order to create estimates of damages on the most complex 1st party homeowner losses of all severities
• Builds mastered relationships with both internal and external customers
• Interprets regulatory compliance and fair claims practices
• Negotiates settlements, makes settlement payments and documents all activities in the most complex of files
• Applies mastered content in interpretations of all policy types written by the company and assists leadership in formal and ad hoc training
• Recommends process improvements

Supervisory Responsibilities
• This job does not have supervisory duties.

Sign On Bonus:

You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designation

People who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.

#LI-JH1

Skills
Case Management, Communication, Insurance Claims, Negotiation, Performance Management (PM), Property Claims, Quality Management, Relationship Building, Stakeholder Relationship Management, Xactimate

Compensation
Compensation offered for this role is 70,100.00 - 121,475.00 annually and is based on experience and qualifications.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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