Inside Property Adjuster

Allstate Insurance Company

$70K — $121K *
US-AnywhereRemote in Texas, US
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in claims adjustment or a related field.
  • In-depth knowledge of insurance policies and practices.
  • Proficiency in analyzing complex claims situations and fraud identification.
  • Successful history of negotiating settlements and resolving claims efficiently.
  • Strong understanding of residential construction and repair principles.

Responsibilities

  • Investigate and evaluate complex Homeowners claims with discretion.
  • Collaborate with fraud and subrogation specialists to resolve claims effectively.
  • Assess structural integrity and home systems in residential claims.
  • Address unique customer needs through excellent service skills.
  • Identify and manage potential fraud or subrogation cases.

Benefits

  • Comprehensive technology setup for remote work including necessary hardware.
  • Monthly connectivity reimbursement for eligible remote employees.
  • Required dedicated workspace for productive remote work.
Full Job Description
Job Description
Responsible for investigating and confirming the facts of loss for the most complex Homeowners Claims. Determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority. This role provides guidance and direction to junior employees.

Key Responsibilities
  • Applies extensive experience in the Adjuster II level or a rotation into a specialty position (Coverage, Investigation Specialist, Litigation, Large Loss, Water Mitigation, Desk Review)
  • For claims involving fraud or subrogation, partners with assigned reps from those areas to achieve best outcome
  • Recognizes and identifies key components of residential construction and repair, including structural integrity and home systems
  • Identifies the most complex customer needs and works to meet those needs using appropriate customer service skills
  • Determines subrogation or fraud potential and how to handle
  • Demonstrates advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
  • Handles investigation regarding all aspects of the most complex Homeowners first party claims (coverage, damages and subrogation) with the exercise of discretion and independence within increased level of authority


Supervisory Responsibilities

  • This job does not have supervisory duties.


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Skills
Analytical Thinking, Case Management, Claims Administration, Claims Resolution, Insurance Underwriting, Relationship Building, Stakeholder Relationship Management

Compensation
Compensation offered for this role is 70,100.00 - 121,475.00 annually and is based on experience and qualifications.

Benefits

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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