U.S. Bank

Innovation & Transformation Lead

U.S. Bank$193K — $227K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 15+ years of experience in tech, data, or transformation roles within large financial institutions
  • Successful track record in enterprise-scale, AI-enabled transformations
  • Deep understanding of risk management and compliance
  • Strong executive presence with experience influencing senior leaders
  • Ability to integrate business strategy with technology and data solutions
  • Experience managing complex investment portfolios
  • Advanced knowledge of analytics and emerging technologies

Responsibilities

  • Identify and advance AI-enabled transformation efforts to simplify work and reduce risk
  • Collaborate with partners to streamline workflows and implement automation
  • Maintain an innovation roadmap aligned to Risk Management priorities
  • Work with technology and data teams to meet risk and business requirements
  • Oversee the AI pipeline, enabling practical use cases
  • Manage the investment and change portfolio for RM&C
  • Support technology investment governance and policy adherence

Benefits

  • Healthcare (medical, dental, vision)
  • Life insurance options
  • Short-term and long-term disability coverage
  • Paid parental leave
  • 401(k) and employer-funded retirement plan
  • Generous vacation policy (2 to 5 weeks)
  • Paid holidays (up to 11)
  • Adoption assistance
  • Sick and Safe Leave accruals
Full Job Description
Job Description

At U.S. Bank, our Risk Management organization is redefining how risk is anticipated, measured, and mitigated through technology, data, and intelligent automation. The Innovation and Transformation Lead within the CAO organization sits at the center of this evolution—owning enterprise‑scale initiatives that simplify operations, reduce risk exposure, and deliver measurable financial impact. This is a senior, highly visible role for a proven technology leader who thrives in complexity, partners confidently with executives, and translates strategy into governed, scalable solutions across a large financial institution.

CORE RESPONSIBILITIES

  • Identify and advance high-impact, AI-enabled transformation efforts that simplify work, manage risk, and deliver measurable business results, while working within established governance frameworks.
  • Collaborate with risk process and integration partners to streamline workflows and introduce automation where it adds clear value.
  • Shape and maintain an innovation roadmap aligned to Risk Management & Compliance priorities, with focus on faster cycle times, stronger data foundations, and better connectivity across teams.
  • Work closely with Enterprise Technology and Data partners to translate risk and business needs into scalable, well-governed technology and data solutions.
  • Coordinate and oversee the RM&C AI pipeline, partnering with the AI Center of Excellence to enable practical use cases such as workflow automation, Copilot integration, and vendor AI capabilities.
  • Manage the RM&C strategic investment and change portfolio, supporting prioritization, coordination, and regular approval cycles.
  • Support technology investment governance by assisting with policy adherence, contract reviews, budget planning, vendor invoicing, and ongoing portfolio oversight.
  • Participate in vendor evaluations, RFPs, and statements of work, serving as a technical translator between RM&C stakeholders and technology teams as needed.
  • Oversee data platforms that support multiple risk disciplines, including development of data pipelines, business logic, and shared data assets.
  • Enable data visualization and low-code / no-code solutions (e.g., Power BI, Tableau, Power Apps) that support reporting, analysis, and decision-making across RM&C.
  • Develop data quality metrics, dashboards, and insight reporting to surface performance trends and risk program signals.
  • Support development of advanced analytics and predictive tools (e.g., machine learning, natural language processing) to generate actionable insights related to risk, customers, and operational efficiency.

PREFERRED SKILLS/QUALIFICATIONS

  • 15+ years of progressive experience in technology, data, analytics, or transformation roles within large, regulated financial institutions or similarly complex enterprises
  • Demonstrated success leading enterprise‑scale, AI‑enabled transformations with clear governance, risk management, and measurable business outcomes
  • Deep understanding of risk management, compliance, and control environments, with the ability to design technology solutions that meet regulatory and audit expectations
  • Strong executive presence with experience advising and influencing senior leaders, including C‑suite and line‑of‑business executives
  • Proven ability to operate as a strategic integrator—connecting business strategy, technology platforms, data, and operating models into cohesive outcomes
  • Experience owning and governing complex investment portfolios, including prioritization, financial justification, vendor management, and executive‑level decision forums
  • Advanced knowledge of data platforms, analytics, AI/ML, and emerging technologies, with sound judgment in scaling practical solutions versus experimentation
  • Track record of building, leading, and developing high‑performing, cross‑disciplinary teams
  • Exceptional communication skills, including the ability to translate complex technical topics into clear, executive‑ready insights
  • Bachelor’s degree required; advanced degree in technology, business, or related field strongly preferred

LEADERSHIP CAPABILITIES

  • Builds Teams and Talent: Embraces developing talent; builds and develops teams; strengthens organizational capabilities via talent
  • Drives for Results: Drives execution, continuously improves the core, and reallocates resources at pace
  • Disrupts & Challenges: Creates possibilities from new and innovative thinking; generates disruptive change; leads change
  • Leads Innovation: Encourages innovative thought; challenges the status quo; scales and invests in new ideas
  • Drives Vision and Purpose: Paints a compelling picture of the vision and strategy that motivates others to action

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $193,035.00 - $227,100.00

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

Internship Programs

Kickstart your career with U.S. Bank’s internship programs. These opportunities are designed for ambitious students who want to gain hands-on experience and develop essential skills in a real-world setting. Our internships provide a platform to engage with experienced professionals and explore potential career paths within the company.

Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at U.S. Bank and find where your skills and passions align with our needs. Prepare your resume, sharpen your interview skills, and get ready to join a team where your career can flourish.

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READ CAREERS BLOG

Stay ahead in your career with U.S. Bank – where your growth is our priority.
Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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