U.S. Bank

Innovation Analyst

U.S. Bank$81K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent work experience
  • 3-5 years of experience in project management activities
  • Strong curiosity about technology and customer behavior
  • Excellent verbal and written communication skills
  • Proficiency in data analysis using Excel, Power BI, SQL, or Python

Responsibilities

  • Research emerging technologies, fintech trends, and market shifts
  • Identify key customer and business problems worth solving
  • Translate initial ideas into clear opportunity briefs and mockups
  • Support experiments by defining goals and success measures
  • Collaborate with cross-functional teams to evaluate innovations
  • Create executive-ready presentations summarizing findings
  • Monitor trends in AI, automation, digital payments, and customer experience

Benefits

  • Healthcare coverage (medical, dental, vision)
  • Life insurance options
  • Short-term and long-term disability
  • Parental leave and pregnancy disability support
  • 401(k) plan with employer contributions
  • Generous paid vacation policy (2-5 weeks)
  • Up to 11 paid holidays annually
  • Adoption assistance and support for sick leave
Full Job Description
Job Description

Do you like hearing "no"? Good. In innovation, "no" is often where the interesting work starts. It can point to a customer problem, a broken process, a risky assumption, or an idea that needs a better path forward. We are looking for a curious, resourceful Innovation Analyst who gets energized by roadblocks, asks better questions, learns fast, and helps turn early ideas into real experiments that connect technology, customer needs, business value, and risk.

As an Innovation Analyst, you will help shape the next generation of financial experiences for customers, employees, and business partners. You will research emerging technologies, spot problems worth solving, support pilots and proofs of concept, and translate messy information into clear recommendations. You will work across product, design, technology, risk, compliance, and business teams to help move concepts from "interesting" to "worth testing" to "ready for decision."

Primary Responsibilities:

  • Research emerging technologies, fintech trends, startups, customer behaviors, and market shifts that could shape the future of financial services.


  • Help identify customer, employee, and business problems that are worth solving.


  • Turn early ideas into clear problem statements, opportunity briefs, journey maps, user stories, mockups, or pilot plans.


  • Support experiments, proofs of concept, and pilots by helping define goals, success measures, risks, and next steps.


  • Partner with product, design, technology, risk, compliance, and business teams to understand what is possible, valuable, usable, and safe.


  • Create executive-ready materials that explain what we learned, why it matters, and what we recommend.


  • Track areas such as AI, automation, digital payments, data tools, workflow platforms, fintech partnerships, and customer experience.


Basic Qualifications:
  • Bachelor's degree, or equivalent work experience
  • Three to five years of experience in project management activities


Preferred Skills/Experience:

  • Experience through internships, project work, research, consulting, product, design, technology, startup, financial services, or business analysis roles
  • Strong curiosity about technology, customer behavior, and the future of financial services


  • Ability to research, synthesize, and explain complex topics in simple language


  • Excellent verbal and written communication skills


  • Strong organizational, analytical, and problem-solving skills


  • Comfortable working in ambiguity, asking thoughtful questions, and managing multiple workstreams

  • Exposure to fintech, banking, payments, AI, automation, product management, UX, consulting, startups, or emerging technology


  • Experience creating presentations, research briefs, process maps, journey maps, mockups, user stories, or pilot plans


  • Basic data analysis skills using Excel, Power BI, SQL, Python, or similar tools


  • Experience with tools such as PowerPoint, Excel, Jira, Mural, Figma, Confluence, or similar collaboration platforms


What You'll Get:

  • A front-row seat to emerging technologies before they become mainstream


  • Hands-on experience turning ideas into experiments, pilots, and decision-ready recommendations


  • Exposure to product, design, technology, risk, compliance, and business leaders


  • The chance to build a portfolio of real innovation work that helps shape the future of financial services


Travel: Occasional travel for partner meetings, team sessions, innovation events, or industry learning opportunities

**The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.**

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law


Review our full benefits available by employment status here.

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

Internship Programs

Kickstart your career with U.S. Bank’s internship programs. These opportunities are designed for ambitious students who want to gain hands-on experience and develop essential skills in a real-world setting. Our internships provide a platform to engage with experienced professionals and explore potential career paths within the company.

Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at U.S. Bank and find where your skills and passions align with our needs. Prepare your resume, sharpen your interview skills, and get ready to join a team where your career can flourish.

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Discover the exciting and rewarding career opportunities waiting for you at U.S. Bank. Search and apply for jobs that match your skills and interests. Join us and be part of a team that values growth, leadership, and innovation.

READ CAREERS BLOG

Stay ahead in your career with U.S. Bank – where your growth is our priority.
Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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