Who we are looking for:The Senior Commercial Banker is a senior relationship manager who sources, manages, and grows portfolios of complex commercial loans and corporate accounts. They advise businesses on financing, analyze credit risk, and cross-sell cash management and treasury services.
What you'll do:- Use your expert financial acumen to provide suggestions and solutions to our clients and prospective customers while focusing on the client's financial goals.
- You'll work with our internal teams, including but not limited to Treasury and Credit Underwriting, to determine the creditworthiness of applicants and potential borrowers.
- You'll originate (including negotiation with client, loan approval, legal documentation and closing) the loan when deemed applicants are creditworthy.
- Demonstrate strong customer service through attentiveness, listening and connecting with customers, and processing transactions quickly and accurately while providing a positive banking environment.
- Cultivate prospects through client referrals, networking, social media, sales calls, and participation in professional organizations, social contacts, and relationships built in the community.
- Manage, maintain, and review client portfolios as necessary to monitor risk and success.
- Responsible for assembling financial information and coordinating the generation of complete loan packages for approval presentation.
- Act in accordance with all required banking and regulatory requirements.
What you'll need to be successful:Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:
- Formal credit training is preferred.
- Strong attention to detail
- Strong Customer service skills
- Must be a self-starter and able to demonstrate problem-solving and critical-thinking skills
- Quick learner and adaptable
- Excellent interpersonal and relationship-building skills
- Effective oral and written communication skills
- Expert-level knowledge of credit underwriting, financial modeling, and CRM/banking software (e.g., Salesforce, nCino).
- Bachelors degree in Accounting, Marketing, Business Administration, Finance or a related field preferred.
- This position requires 8+ years of commercial lending experience within CRE, C&I, community, energy, or middle-market sectors.
What we offer: Because we recognize and reward hard work, we offer a competitive salary, Medical, Dental, Vision, Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance-based bonus based on position and department.
What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.
