Citigroup, Inc

Global Commercial Cards Payables Product Lead - SVP

Citigroup, Inc • $163K — $245K *
New York, NY 10025In-Person
Finance & Insurance
8 - 10 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • Ten+ years' experience in Commercial Cards, B2B Payments, or Trade and Working Capital Solutions.
  • In-depth understanding of Accounts Payable and Procurement workflows.
  • Proven ability to manage multi-year product roadmaps and strategic partnerships.
  • Strong credibility with Treasury and Accounts Payable executives.
  • Excellent storytelling and presentation skills for influencing stakeholders.
  • Self-motivated with an ownership mindset in fast-paced environments.
  • Bachelor's degree required, with a willingness to travel.

Responsibilities

  • Lead the commercialization agenda for B2B Payables across global markets.
  • Engage senior stakeholders to identify and implement payment modernization.
  • Develop compelling value propositions and sales enablement materials.
  • Influence product roadmaps based on client feedback and market insights.
  • Coordinate multi-department collaboration to execute the Integrated Payables vision.
  • Manage strategic relationships with payment networks like Mastercard and Visa.
  • Monitor technology trends to identify growth opportunities and inform strategic decisions.

Benefits

  • Direct ownership of a high-priority product with career advancement potential.
  • Exposure to senior leadership and influence on global strategy.
  • Hybrid work model promoting flexibility and performance.
  • Access to extensive learning and development resources.
  • Wellbeing and financial support programs, including family support initiatives.
Full Job Description
Citi is looking for a Global Commercial Cards Payables Product Lead to shape and accelerate the B2B Payables strategy across one of the most strategically significant product verticals in Citi's Commercial Cards business. Based in New York City and reporting to the Global Payables Segment Head, this role carries direct accountability for commercializing Citi's Integrated Payables proposition - spanning Commercial Cards, Domestic Payments, and Trade Finance - across a global client base. This is a high-impact, high-visibility opportunity designed for a senior product leader ready to take ownership of a growing business and build toward broader portfolio leadership within Citi Payments.

Responsibilities
  • Lead the strategy, positioning, and commercialization agenda for Citi's B2B Payables business, with accountability for growth across Commercial Cards, Integrated Payables, and adjacent supplier payment capabilities.
  • Engage senior client stakeholders - including Treasury, Procurement, Accounts Payable, and Shared Services leaders - to surface payment modernization opportunities and translate them into tangible outcomes using Citi's B2B Payables solutions.
  • Develop executive-level value propositions, commercialization strategies, and sales enablement materials that articulate the business case for Citi's B2B Payables offering clearly and compellingly.
  • Influence multi-year product roadmaps and future solution development by synthesizing client feedback, competitive intelligence, and market insights into actionable priorities.
  • Drive alignment across Commercial Cards, Trade, Sales, Operations, Technology, and regional teams to advance Citi's Integrated Payables vision and ensure coordinated go-to-market execution.
  • Manage Citi's strategic relationships with payment networks, including Mastercard and Visa, to unlock collaboration opportunities and accelerate global product innovation.
  • Monitor emerging technologies, AP and procurement market developments, and competitive activity to identify opportunities that strengthen Citi's market position and inform future growth decisions.
  • Evaluate product investments in partnership with Finance, track revenue and expenditure performance, and ensure new capabilities are launched with full operational and compliance readiness across all relevant teams.


Required qualifications & skills
  • Ten or more years of experience in Commercial Cards, B2B Payments, Trade and Working Capital Solutions, AP Automation, or Procurement Technology, with a record of leading large-scale commercialization efforts and delivering measurable revenue growth.
  • Deep knowledge of Accounts Payable processes, Procurement workflows, Supplier Enablement, and Payments digitization, with hands-on experience commercializing complex payment solutions in large corporate environments.
  • Ability to develop and execute multi-year product roadmaps and cross-product strategies, including managing strategic partnerships, cross-business ventures, and platform integrations.
  • Credibility engaging at the executive level with Procurement, Treasury, and Accounts Payable leaders to drive strategic product adoption and deliver measurable client outcomes.
  • Advanced storytelling, presentation, and written communication skills, with the ability to influence senior stakeholders and lead through complex, matrixed global organizations.
  • Self-directed and results-oriented, with a clear ownership mindset and the ability to operate with autonomy and confidence in fast-paced, ambiguous environments.
  • Bachelor's degree required, with cultural agility and the flexibility to collaborate across geographies and time zones; willingness to travel as required by the role.


Beneficial skills & qualifications
  • Master's or advanced degree in a relevant field.
  • Professional certifications in Product or Project Management, including PMP, Prince2, CSPO, or SAFe.
  • Experience in cash management or electronic banking channels within a large corporate banking environment, combined with exposure to business analysis, data analysis, or systems analysis.


What we offer

Joining Citi's Commercial Cards business means working at the center of one of the most strategically invested product verticals in global payments. With Issuing capabilities across more than 60 countries and a client base spanning corporations, financial institutions, and public sector organizations, this role offers genuine global scale, cross-functional collaboration, and the opportunity to shape a product agenda that directly drives business outcomes at Citi.

  • A high-impact leadership role with direct ownership of a strategically prioritized business and a clear pathway to broader portfolio responsibility within Citi Payments.
  • Exposure to senior leadership across product, sales, technology, and operations, with the opportunity to influence strategic direction at the global level.
  • Hybrid working arrangement with 3 days in the office and 2 days working remotely, supporting professional performance and personal flexibility.
  • Access to Citi's global learning and development resources, supporting continued professional growth and leadership progression.
  • Wellbeing support and financial wellbeing benefits, alongside family support programs and localized benefit offerings based on your location in New York City or London.
  • A performance-driven environment where your contributions are visible, your work has measurable impact, and career progression is actively supported.


Apply now to take ownership of Citi's B2B Payables growth agenda and help define the future of global commercial payments.

Job Family Group:
Product Management and Development

Job Family:
Market Segments and Services

Time Type:
Full time

Primary Location:
New York New York United States

Primary Location Full Time Salary Range:
$163,600.00 - $245,400.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Jul 28, 2026

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Finance & Insurance
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ
C
* Ladders Estimates

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