Qualifications

• 4+ years in fraud risk, payments risk, or financial crimes
• Expertise in account takeover, social engineering, and transaction fraud risks in retirement and workplace channels
• Proven experience managing real-time fraud decisioning environments and rules strategies
• Strong experience partnering across Product, Engineering, Risk, and Operations
• Bachelor's degree in Statistics, Mathematics, Data Science, Finance, Computer Science, or a related field; Graduate degree preferred.
• Expertise in fraud rules engines and decisioning platforms

Responsibilities

• Define fraud prevention strategy for real-time payment channels, including risk appetite and control coverage.
• Design and oversee fraud rules, decision logic, and detection strategies in real-time decisioning platforms.
• Drive enhancements and implementation of fraud rules engines with engineering partners.
• Monitor and enhance fraud detection accuracy and minimize false positives and client friction through control tuning.
• Utilize analytics and model insights to identify trends and refine strategies for better detection.
• Collaborate with Product, Engineering, Risk, and Operations to integrate fraud controls into customer journeys.
• Maintain disciplined control testing, monitoring, and comply with risk and regulatory standards.

Benefits

• Vanguard offers visa sponsorship for this position.