Job Description

• Support Real-Time Fraud Controls: Develop, implement, and maintain fraud rules and detection strategies for participant transactions (e.g., withdrawals, loans, distributions).

• Monitor & Optimize Performance: Analyze fraud trends, rule performance, and key metrics to improve detection rates and reduce false positives.

• Conduct Data Analysis: Perform deep-dive analyses to identify emerging fraud patterns, vulnerabilities, and control gaps.

• Execute Rule Tuning: Adjust thresholds, logic, and segmentation to optimize real-time decisioning performance.

• Partner Cross-Functionally: Collaborate with Product, Engineering, and Operations to support fraud controls in new features and participant journeys.

• Support Investigations & Insights: Provide analytical support for fraud cases, root cause analysis, and loss mitigation efforts.

• Contribute to Reporting: Develop and deliver clear reporting on fraud trends, losses, and control effectiveness.

• Adhere to Governance: Ensure fraud controls are documented, tested, and aligned with risk and compliance standards.

Qualifications

Required Experience

• 2+ years in fraud analytics, fraud strategy, or financial crimes

• Experience in at least one of the following: Fraud rules management / transaction monitoring Payments fraud, account takeover, or digital fraud risks

• Experience working with cross-functional teams in a matrixed environment

Technical & Analytical Skills

• Strong analytical and problem-solving skills with experience using data to drive decisions

• Proficiency in SQL, SAS Python or other data analysis tools and data visualization tools such as Tableau or Power BI

• Familiarity with fraud rules engines or decisioning platforms (preferred)

• Basic understanding of fraud models or scoring methodologies.

Professional Skills

• Strong written and verbal communication skills

• Ability to translate data insights into clear, actionable recommendations

• Detail-oriented with strong execution focus

• Collaborative mindset with ability to work across teams