Summary:

The Financial Reporting Manager is responsible for preparing, analyzing, and submitting internal and external financial reports, including regulatory filings and executive-level reporting. This role plays a critical part in ensuring accuracy, compliance, and timeliness of financial information across Call Reports, SEC filings, and Board of Directors reporting within regulatory requirements.

Essential Functions:

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Regulatory Reporting (Call Reports)

• Prepare and support the quarterly Call Report (FFIEC 041/031) or equivalent regulatory filings
• Gather, validate, and reconcile data across systems to ensure accuracy and completeness
• Research and interpret regulatory instructions and guidance
• Coordinate with internal stakeholders to resolve data inconsistencies
• Assist with regulatory examinations and respond to regulator inquiries

SEC Reporting

• Support the preparation of SEC filings (e.g., 10-K, 10-Q, 8-K), including:
• Financial statements
• Footnote disclosures
• Management discussion and analysis (MD&A) support
• Ensure compliance with U.S. GAAP and SEC disclosure requirements
• Coordinate with legal, external auditors, and senior finance leadership on filings
• Maintain supporting documentation and disclosure controls

Board of Director Reporting

• Prepare and compile monthly and quarterly Board reporting packages
• Develop clear, concise financial presentations including:
• Variance analysis
• Key performance indicators (KPIs)
• Trend and risk insights
• Partner with leadership to ensure materials are accurate, insightful, and presentation-ready
• Enhance reporting dashboards and executive summaries

Financial Analysis & Support

• Support other functional areas within the bank with financial insights
• Contribute to strategic projects, system implementations, and process improvements

Leadership & Team Development

• Supervise, train, and mentor accounting staff
• Provide coaching, performance evaluations, and professional development opportunities
• Foster a culture of collaboration, accuracy, integrity, and continuous improvement

Controls & Compliance

• Maintain and document internal controls over financial reporting (SOX or similar frameworks)
• Ensure all reporting processes comply with policies, procedures, and regulatory requirements
• Support internal and external audits

Process Improvement

• Identify opportunities to improve the efficiency and accuracy of reporting processes
• Assist in implementing automation, reporting tools, and system enhancements
• Standardize reporting templates and documentation

Required Education and Experience:

• 3-7 years of relevant experience
• Experience in accounting, preferably in a financial institution or public company
• CPA Preferred
• Bachelor's degree in accounting, finance, or a related field required
• Extensive knowledge of banking laws and regulations
• Experience with SEC reporting, SOX compliance, or public accounting preferred
• Supervisory experience required
• Strong knowledge of GAAP, SEC reporting requirements, and internal controls
• Familiarity with SOX compliance frameworks and financial institution regulations
• Strong analytical skills and advanced Excel proficiency
• Excellent organizational, communication, and problem-solving abilities
• High degree of integrity and professional judgment

Competencies:

ENB Operational and Functional Competencies

Supervisory Requirements:

This position does not have supervisory responsibilities

Work Environment:

This job operates in a professional work environment. This role routinely uses standard office equipment such as computers, monitors, mouse, keyboard, phones, photocopiers, filing cabinets, calculators, and fax machines. Due to the physical location of this position, phone ringing, and people conversing, it may be difficult to hear at times and therefore easily distracting.

Physical Demands:

While performing the duties of this job, the employee is regularly required to see, talk, and hear. Specific vision required by the job includes close, distance, and focus vision. While this position is primarily sedentary, the employee is frequently required to stand, walk, use hands to finger, handle, or feel objects or controls, reach with hands and arms, bend, balance, stoop, kneel, and crouch. The employee must be able to lift and/or move up to 25 pounds, including standard computers and copy paper boxes, and open and close filing cabinets and drawers.

Position Type and Expected Hours of Work:

This is a full-time position. Flexibility in schedule is required, particularly when meeting deadlines, and is crucial to include possible periods of overtime.

Salary: $80,000.00 - $125,000.00

Pay Transparency:

Salaries may vary based on geographic location, market data, and individual skills, experience, and education. This role is incentive-eligible, with payment based on company, business, and/or individual performance.

Benefits:

Additionally, as part of our Total Rewards program, Ephrata National Bank offers a comprehensive benefits package to eligible employees. This includes medical plans with prescription drug coverage; health savings account and/or flexible spending account; dependent care flexible spending account; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay, jury duty, and bereavement; disability insurance coverage and maternity and parental leave; educational assistance and a robust wellness program with financial incentives.

To learn more about your potential eligibility for these programs, please visit About | Careers | Benefits | Ephrata National Bank

Travel:

No travel is required for this position.

This job description reflects management's assignment of essential functions and position responsibilities. Nothing in this job description restricts management's rights to assign or reassign duties and responsibilities to this job at any time. The employee is expected to adhere to all of Ephrata National Bank's procedures and to act as a role model in adherence to the bank's policies.