Job SummaryWe are seeking a Financial Officer for a sales focused role responsible for marketing and promoting all the organization's core products, focused on deepening wallet share and cross-sell opportunities, and responsible for retention. The assigned portfolio will consist of mid-to-large sized operations that currently have a stable relationship with FCSAmerica. Experienced officers, often with a breadth of first-hand credit experience and an expert in the industry, are skilled at taking care of customer relationships. This role has a deep product & credit depth, indexes high on communication and acts as a trusted advisor as well as building holistic relationships with customers and prospects.
Essential Duties & Responsibilities- Design innovative customer packages, advising customers on financial information, and competitively pricing loans based on risk and profitability.
- Servicing assigned portfolios and developing business plans to increase market share, promoting, and selling loan products, cross selling all the organization's products and services, and supporting an unrivaled customer experience based on core principles and teamwork.
- Sales focused on marketing and promoting the Associations' core products with existing customers, focused on deepening the wallet share and cross-sell opportunities and responsible for retention.
- Discuss credit packages with Analysts and participate in consensus decision making process when appropriate.
- Ability to provide sound influence and negotiation skills to clients in responsibilities such as loan pricing, loan terms and conditions. Possesses sound credit analysis skills with the ability to appropriately structure loan packages and proposals.
- You will be asked to consistently use a holistic selling approach to deepen customer relationships within the assigned segment.
Travel Time- Travel will be 50-70% for this role, primarily during the day meeting with customers outside of the office.
Education Requirements- Minimum of 4 years of experience in lending, credit analysis and/or sales experience with a related financial services or agricultural credit organization required.
Years of Experience- 6 plus years of experience in Market/Business Development: Lending or credit analysis experience in a related agricultural credit organization, along with experience in relationship management and/or sales.
Why Us:For qualifying positions, we provide a competitive benefits package designed to support health and well-being, financial security, and work-life balance:
- Health Benefits: Comprehensive medical, dental, and vision insurance
- Retirement Plans: 401(k)
- Paid Time Off: Vacation, sick leave, paid holidays, and parental leave
- Additional Benefits: Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay
For a comprehensive overview of our total reward offerings,
click here. 
