U.S. Bank

Financial Analyst - Treasury Pricing & Return Optimization

U.S. Bank$81K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent work experience
  • Typically two or more years of related experience
  • Finance or economics background preferred
  • Knowledge of key bank products and financial statements
  • Strong technical ability with data mining and visualization tools
  • Strong written and verbal communication skills
  • Motivated self-starter with quick learning capabilities

Responsibilities

  • Support pricing, profitability, and return optimization efforts
  • Develop and maintain profitability reporting spreadsheets and models
  • Partner with business lines on data analytics and reporting
  • Assist in capital allocation and strategic decision-making
  • Support monthly and quarterly reporting and ad-hoc analytics
  • Prepare presentations for various organizational levels

Benefits

  • Healthcare (medical, dental, vision)
  • Life insurance options
  • Short-term and long-term disability plans
  • Parental leave and pregnancy disability
  • 401(k) and employer-funded retirement plan
  • Paid vacation (2-5 weeks) based on tenure
  • Up to 11 paid holidays
  • Adoption assistance
  • Accrued Sick and Safe Leave up to 80 hours annually
Full Job Description
Job Description

The Financial Analyst - Treasury Pricing & Return Optimization role sits within Corporate Treasury and supports the bank's pricing, profitability, and return optimization work. This team is leading efforts to optimize balance sheet returns in partnership with business line product owners, Finance, Corporate Strategy and other key stakeholder groups across the organization. This role will help drive consistent and comprehensive measurement of returns across the organization. This includes understanding bank products and services, pricing, delivery costs, expense attribution and capital and liquidity requirements. This role will provide support to senior management to guide decisions on the deployment of balance sheet and capital in support of the Company's business strategies.

Key Responsibilities:
  • Support key pricing, profitability, and return optimization efforts for the bank
  • Develop and maintain spreadsheets, models, and visualization tools for profitability reporting and analytics across the organization
  • Partner with business lines and CFO Finance organizations on data analytics and reporting
  • Support capital allocation efforts and broader strategic decision-making across the bank
  • Support monthly and quarterly reporting, ad-hoc analytics, and month-end close-related responsibilities
  • Prepare a variety of presentations and materials for various levels of the organization


Basic Qualifications
  • Bachelor's degree, or equivalent work experience
  • Typically two or more years of related experience


Preferred Qualifications & Experience:
  • Finance or economics background. Financial institution experience; Corporate Treasury experience preferred but not required
  • Knowledge of key bank products and financial statements
  • Experience quantifying or measuring product profitability and economic drivers
  • Strong technical ability with data mining and visualization tools including Excel, SQL, and PowerBI
  • Strong written and verbal communication skills, including comfort communicating complex topics with bankers and senior leaders
  • Motivated, self-starter with the ability to learn new topics and concepts quickly
  • CFA, MBA, or working toward those credentials helpful but not required


This role requires working from a U.S. Bank location three (3) or more days per week.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law


Review our full benefits available by employment status here.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,515.00 - $95,900.00

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

Internship Programs

Kickstart your career with U.S. Bank’s internship programs. These opportunities are designed for ambitious students who want to gain hands-on experience and develop essential skills in a real-world setting. Our internships provide a platform to engage with experienced professionals and explore potential career paths within the company.

Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at U.S. Bank and find where your skills and passions align with our needs. Prepare your resume, sharpen your interview skills, and get ready to join a team where your career can flourish.

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READ CAREERS BLOG

Stay ahead in your career with U.S. Bank – where your growth is our priority.
Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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