Guardian Life Insurance

Financial Analyst - Operations, Service & Claims

Guardian Life Insurance$86K — $141K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Accounting, Economics, Actuarial Science, or related field
  • 4+ years of FP&A, financial analysis, expense management, or operational analytics experience
  • Strong analytical and problem-solving skills to connect financial and operational data
  • Advanced proficiency in Excel and PowerPoint
  • Ability to synthesize complex data into clear, actionable insights
  • Strong communication and collaboration skills across functions

Responsibilities

  • Analyze business performance, risks, and opportunities across various operational areas
  • Support senior leadership decision-making with targeted financial analysis and planning
  • Evaluate unit cost trends to identify performance improvement opportunities
  • Communicate financial implications and provide clear recommendations
  • Build and maintain business cases for Claims & Service initiatives
  • Track results against business case commitments and identify variances
  • Develop executive-ready materials that highlight key insights and trends

Benefits

  • Hybrid work model (3 days in office, 2 days remote)
  • Career development opportunities
  • Access to advanced analytics tools and resources
  • Collaboration with cross-functional teams
  • Involvement in transformation initiatives and strategic decision support
Full Job Description
Reporting to the Head of Operations, Service, Claims & Transformation Finance, this role plays a central position within Group Benefits Finance, supporting financial analytics, performance insights, and strategic decision support across all operational areas.

Financial Analyst partners closely with Operations, Service, Claims, Transformation, Actuarial, FP&A, and senior leadership to deliver actionable insights, enhance cost transparency, and support business decision-making. This role combines operational rigor, executive reporting, and forward-looking analytics to influence financial outcomes and support transformation priorities.

This role partners closely with Operations, Service, Claims, Transformation, Actuarial, FP&A, and senior leadership to deliver actionable insights, enhance cost transparency, and support business decision-making. This role combines operational rigor, executive reporting, and forward-looking analytics to influence financial outcomes and support transformation priorities.

You will:

Financial Analysis & Decision Support
  • Analyze business performance, emerging risks, and strategic opportunities across Operations, Service, Claims, and Transformation
  • Support senior leadership decision-making through targeted financial analysis, business planning, and operational insights
  • Evaluate unit cost trends and underlying business drivers to identify efficiency and performance improvement opportunities
  • Communicate financial implications, trade-offs, and risks through clear recommendations

Business Case Development & Value Capture
  • Build and maintain business cases for Claims & Service initiatives, including investments, transformation efforts, and operating model changes
  • Quantify financial impact, including cost savings, productivity improvements, ROI, payback period, and other value drivers
  • Track results against business case commitments and identify variances, risks, dependencies, and financial implications
  • Partner with business leaders to monitor value capture and ensure benefits are realized and sustained
  • Identify opportunities to improve efficiency, reduce cost leakage, and enhance financial outcomes across Claims & Service

Operational Insights & Executive Storytelling
  • Develop executive-ready materials highlighting key insights, trends, risks, and opportunities
  • Translate complex financial and operational information into clear, actionable insights for leadership
  • Identify emerging trends in claims experience, service demand, and cost performance

Cross-Functional Partnership
  • Partner with Operations, Service, Claims, Transformation, Actuarial, Product, and FP&A teams to align financial insights with operational priorities
  • Support assigned initiatives with financial guidance, decision support, and targeted analysis
  • Influence outcomes through data-driven recommendations and thoughtful analysis


You have:

Required
  • Bachelor's degree in Finance, Accounting, Economics, Actuarial Science, or related field
  • 4+ years of FP&A, financial analysis, expense management, or operational analytics experience
  • Strong analytical and problem-solving skills with ability to connect financial and operational data
  • Advanced Excel and PowerPoint proficiency
  • Ability to synthesize complex data into clear, actionable insights
  • Strong communication and collaboration skills across functions

Preferred
  • Experience in insurance or financial services
  • Familiarity with operational metrics such as unit cost, productivity, volume, complexity, and claims drivers
  • Experience supporting transformation initiatives, value capture, or business case development
  • Experience with Tableau, Power BI, or similar visualization tools

Ability to
  • Analyze variances across actuals, plan, forecast, and prior periods
  • Identify key drivers of financial and operational performance
  • Translate data into insights, recommendations, and leadership-ready narratives
  • Manage multiple priorities and deliver high-quality work on tight timelines
  • Bring curiosity, ownership, and continuous improvement to recurring reporting and analysis


Location:

Hybrid role - 3 days in a Guardian office located in Bethlehem PA; Hudson Yards, NYC; Holmdel, NJ; Pittsfield, MA; or Boston, MA. 2 days WFH.

Salary Range:

$86,210.00 - $141,635.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

About Guardian Life Insurance

Guardian Life Insurance Careers

Join the Guardian Life Insurance team today and be part of a company that values growth, leadership, and innovation. As a leading provider in the insurance industry, Guardian Life Insurance offers a wealth of job opportunities that empower you to shape your future and strengthen your professional skills. Work You’ll Do At Guardian Life Insurance, you’ll collaborate with a diverse team of experts dedicated to providing exceptional service and innovative solutions to our clients. Our culture thrives on inclusivity and the shared ambition of our team members to drive positive change in the insurance sector. Explore a variety of career paths in areas ranging from customer service to financial advisement, each offering the potential to engage with transformative projects that impact lives. Our commitment to professional growth is evident in our robust training programs, including leadership development and diversity training, designed to enhance your skills and advance your career. Innovative Work Guardian Life Insurance is at the forefront of integrating cutting-edge technology and personalized service. Join us and contribute to initiatives that redefine industry standards and lead to more predictive and personalized customer experiences. Be Part of a Great Team Our team at Guardian Life Insurance is our strongest asset. We foster an environment where creativity and effectiveness are encouraged, making it a perfect place for those who seek to innovate and excel in their careers. With a focus on nurturing talent, we offer comprehensive benefits, competitive salaries, and a supportive atmosphere that advocates work-life balance. Future-Proof Your Career With Guardian Life Insurance, your career is future-proof. Dive into a range of employment opportunities that not only align with your current skills but also challenge you to grow and expand your capabilities. Whether you’re looking for a full-time position, an internship, or even leadership roles, Guardian Life Insurance is committed to helping you find the right path. Stay Connected Join Our Team Discover the job opportunities waiting for you at Guardian Life Insurance. We are continuously hiring and looking for individuals who are passionate, driven, and ready to contribute to our mission. Search open positions that match your skills and interests, and take the first step towards a rewarding career with us. Keep Up to Date Stay informed with the latest career tips, industry insights, and company news—all from the professionals who make Guardian Life Insurance a leader in the insurance industry. Our careers blog provides valuable information to help you prepare for your next interview, polish your resume, and enhance your networking abilities. Job Alert Emails Customize your experience by subscribing to job alerts and insider tips tailored to your preferences. Discover exciting and rewarding opportunities that await at Guardian Life Insurance, and see how you can contribute to our legacy of excellence and innovation. Join Guardian Life Insurance today and be part of a company that’s dedicated to your career growth and professional development.
Learn more about Guardian Life Insurance
Size
9,000 employees
Industry
Founded
1860

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