Finance Manager

Mossy Volkswagen Escondido

$133K — $280K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • High school diploma or equivalent experience required.
  • Knowledge of dealership finance and insurance procedures is essential.
  • Strong leadership and customer service skills demanded.
  • Professional appearance and punctuality are expected.
  • Excellent verbal and written communication skills required.
  • Strong negotiation and presentation skills necessary.
  • Ability to follow directions and interact effectively with colleagues.

Responsibilities

  • Assist customers in arranging financing for their purchases and present additional products.
  • Structure deals for maximum profitability and collectability.
  • Ensure proficiency in title laws and registration processes.
  • Desk deals, submit for lender approval, and ensure collection of finance fees.
  • Maintain compliance with local, state and federal guidelines for all deals.
  • Prepare contracts and facilitate deal deliveries effectively.
  • Audit completed deals for accuracy in title and loan information.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • Access to group insurance plans and discounts.
  • 401K retirement savings plan available.
  • Paid vacation and holidays offered.
  • Disability insurance provided.
  • Life Assistance Program (LAP) included.
  • Basic life, dependent, and accident insurance offered.
  • Opportunities for professional growth and advancement.
  • Paid training initiatives available.
  • Employee purchase incentives for personal savings.
  • Family-owned and operated work environment.
  • Health and wellness programs available.
  • Flexible work schedule options.
  • Discounts on various products and services offered.
Full Job Description
The Finance Manager produces additional revenue for the dealership by selling finance and other appropriate after-sale items to new and used customers. Experience in dealership management, automotive sales and prior finance selling experience are encouraged to apply.

Employees in this position will primarily be paid commissions, however they will also be paid the applicable minimum wage for non-sales work and for rest periods. Commission amounts vary based on performance, with the expected average annual commission earnings of approx. $133,000 - $280,000.

Benefits
  • Medical, Dental & Vision
  • Group Insurance Plans & Discounts
  • 401K Retirement Savings Plan
  • Paid Vacation and Holidays
  • Disability Insurance
  • LAP (Life Assistance Program)
  • Basic Life, Dependent & Accident Insurance
  • Growth Opportunities
  • Paid Training
  • Employee Purchase Incentives
  • Family Owned & Operated
  • Health & Wellness
  • Flexible Work Schedule
  • Discounts on Products & Services
  • Direct Deposit

Responsibilities
  • Responsible for helping our customers arrange the financing of their purchases and presenting them with additional products that enhance their vehicle and ownership experience.
  • Proficient at structuring deals for maximum profitability and collectability
  • Fully proficient with title laws and registration process
  • Maintains proficiency and certifications as required for the position
  • Accurately desks deals, submits deals to lenders for approval, makes credit decisions, and effectively closes deals & ensures collection of all finance fees
  • Ensures all deals are fully compliant with local, state and federal guidelines
  • Prepares paperwork, contracts and delivers deals
  • Accurately audits team deals Post-Sale for correct title, loan information, taxes, etc.
  • Ensures the expeditious funding of all contracts, accurately and fairly through financial sources to secure approval
  • Establishes and maintains good working relationships with several finance sources, including the manufacturer
  • Conducts business in an ethical and professional manner

Qualifications
  • High school diploma or equivalent experience
  • Knowledge of dealership finance and insurance procedures
  • Leadership abilities & outstanding customer service skills
  • Professional personal appearance & punctual
  • Excellent verbal/written communication, strong negotiation and presentation skills
  • Follows directions from supervisors & interacts effectively with coworkers
  • Understands and follows posted dealership policies and procedures

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