Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.
The OpportunityThis role is in our Getzville, NY office. There may be up to 25% travel in this role.
The Commercial Bank Auditor with a focus on Health Care Real Estate Loans is responsible for performing collateral audits and identifying collateral risks and providing solutions. This role will conduct and facilitate complex field examinations of borrowers and prospective borrowers' financial records, with emphasis on validating that financial records represent sound accounting procedures. This function assists in the implementation of collateral control procedures, loan related performance metrics and assessment of clinical compliance. The candidate possesses business acumen, demonstrates creativity and interpersonal savvy, makes timely decisions, attracts, and develops highly qualified direct reports and has excellent presentation and time management skills.
The Work Itself- Performance of collateral exams ensuring productive performance, responsiveness to customer needs, and adherence to prescribed controls, policies, and procedures. Conduct audit report reviews.
- Manage workload, assignments and scope via pre-loan meetings with the Head of Audit, as necessary.
- Monitor timely completion and distribution of exams. Regularly visit and interact with field examiners working at borrower location to manage examination procedures and borrower needs.
- Communicate and escalate significant exam findings / recommendations to the appropriate manager.
- Manage tracking mechanism for communication, escalation, aging, and resolution of field exam exceptions.
- Assist in establishing, modifying, and monitoring audit programs and reporting policies/procedures to help ensure compliance with credit policy.
- Perform periodic examiner and departmental assessments including monthly quality/efficiency analyses, quarterly timeliness analyses and annual staff reviews.
The Qualifications We're Looking For- Bachelor's degree in business with an emphasis in accounting or finance preferred, or combination of education and experience
- 1+ years collateral audit experience in bank asset based lending or commercial finance environment or public accounting firm
- CPA preferred
- Advanced Microsoft Office skills
- Excellent verbal, written, and interpersonal communication skills
- Extensive knowledge and understanding of asset based lending principles
- Strong analytical skills including the ability to analyze financial metrics
- Strong attention to detail
Minimum Qualifications- 1+ years of experience
- High school Diploma or GED equivalent
How We'll Have Your BackAlly's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
To view more detailed information about Ally's Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
Base Pay Range$65,000.00 - $115,000.00
An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Incentive Compensation: This position is eligible to participate in our annual incentive plan.
